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Adamas TrustADAM +0.10%28 Cash-to-Debt is 0.05 as of Jun. 2026, which is at its 10-year median of 0.05. GuruFocus rates ADAM with a GF Score™ of 28/100. The stock has 7 warning signs investors should review. Among 848 REITs companies, Adamas Trust ranks worse than 62.74% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Adamas Trust's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Adamas Trustcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Adamas Trust's Cash-to-Debt or its related term are showing as below:
ADAM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.05 Max: 0.4
Current: 0.05
During the past 13 years, Adamas Trust's highest Cash to Debt Ratio was 0.40. The lowest was 0.00. And the median was 0.05.
ADAM's Cash-to-Debt is ranked worse than 62.74% of 848
companies
in the REITs industry
Industry Median: 0.09
vs ADAM: 0.05
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Adamas Trust Cash-to-Debt Related Terms
Adamas Trust Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Adamas Trust's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the REIT - Mortgage subindustry, Adamas Trust's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adamas Trust Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, Adamas Trust's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Adamas Trust's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adamas Trust (ADAM) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is near median its historical median of 0.05. According to the industry distribution chart, Adamas Trust ranks #532 out of 848 companies in the REITs industry, placing it in the top 62.7%.
Is Adamas Trust's Cash-to-Debt too high?
Adamas Trust's current Cash-to-Debt of 0.05 is near median its 10-year median of 0.05. The REITs industry median Cash-to-Debt is 0.09. Adamas Trust's value of 0.05 is 44.4% below this industry median. Based on the distribution chart, Adamas Trust ranks #532 out of 848 companies in the REITs industry, which is below the industry midpoint. Overall, Adamas Trust has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Adamas Trust's Cash-to-Debt compare to IVR and PMT?
According to the REITs industry distribution chart, Adamas Trust ranks #532 out of 848 companies for Cash-to-Debt. This places Adamas Trust in the lower half of its industry. The industry median Cash-to-Debt is 0.09. Adamas Trust's value of 0.05 is 44.4% below this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 0.09, Adamas Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.09, based on 848 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adamas Trust's current Cash-to-Debt of 0.05 is 44.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamas Trust's current Cash-to-Debt is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamas Trust stock overvalued right now?
Adamas Trust (ADAM) has a current Cash-to-Debt of 0.05. The current Cash-to-Debt is 0.05, which is near median its 10-year median of 0.05 and 44.4% below the REITs industry median of 0.09. Adamas Trust's overall GF Score™ is 28/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Adamas Trust (ADAM), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Adamas Trust Inc is an internally-managed REIT for U.S. federal income tax purposes, in the business of acquiring, investing in, financing, and managing mainly mortgage-related single-family and multi-family residential assets. Its objective is to deliver long-term stable distributions to its stockholders over changing economic conditions through a combination of net interest spread and capital gains from a diversified investment portfolio. The company's investment portfolio includes credit-sensitive single-family and multi-family assets.
28GF Score
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