Adamas TrustADAM +0.11%51 Debt-to-Equity is 2.84 as of Mar. 2026, which is 8% above its 10-year median of 2.64. GuruFocus rates ADAM with a GF Score™ of 51/100 and a GF Value™ of $10.68 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 691 REITs companies, Adamas Trust ranks worse than 92.19% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Adamas Trust's Debt-to-Equity or its related term are showing as below:
ADAM'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.63 Med: 2.64 Max: 10.13
Current: 2.84
During the past 13 years, the highest Debt-to-Equity Ratio of Adamas Trust was 10.13. The lowest was 0.63. And the median was 2.64.
ADAM's Debt-to-Equity is ranked worse than 92.19% of 691
companies
in the REITs industry
Industry Median: 0.78
vs ADAM: 2.84
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Adamas Trust Debt-to-Equity Related Terms
Adamas Trust Debt-to-Equity Historical Data
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The historical data trend for Adamas Trust's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Adamas Trust's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adamas Trust Debt-to-Equity vs REITs Industry
For the REITs industry and Real Estate sector, Adamas Trust's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Adamas Trust's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adamas Trust (ADAM) has a Debt-to-Equity of 2.84 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adamas Trust and its competitors. This is near median its historical median of 2.64. Over the past decade, Adamas Trust's Debt-to-Equity has ranged from 0.63 to 10.13. According to the industry distribution chart, Adamas Trust ranks #637 out of 691 companies in the REITs industry, placing it in the top 92.2%.
Is Adamas Trust's Debt-to-Equity too high?
Adamas Trust's current Debt-to-Equity of 2.84 is near median its 10-year median of 2.64. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 10.13. The REITs industry median Debt-to-Equity is 0.78. Adamas Trust's value of 2.84 is 264.1% above this industry median. Based on the distribution chart, Adamas Trust ranks #637 out of 691 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Adamas Trust has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Adamas Trust's Debt-to-Equity compare to IVR and PMT?
According to the REITs industry distribution chart, Adamas Trust ranks #637 out of 691 companies for Debt-to-Equity. This places Adamas Trust in the lower half of its industry. The industry median Debt-to-Equity is 0.78. Adamas Trust's value of 2.84 is 264.1% above this benchmark. Historically, Adamas Trust's own Debt-to-Equity has ranged from 0.63 to 10.13 over the past decade. While the company's 10-year median is 2.64 vs. the industry median of 0.78, Adamas Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 691 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adamas Trust's current Debt-to-Equity of 2.84 is 264.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Adamas Trust and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamas Trust's current Debt-to-Equity is 2.84, which is near median its own 10-year median of 2.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamas Trust stock overvalued right now?
Based on GuruFocus' analysis, Adamas Trust (ADAM) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.68, compared to a current price of $9.19 — trading 14% below its estimated fair value. The current Debt-to-Equity is 2.84, which is near median its 10-year median of 2.64 and 264.1% above the REITs industry median of 0.78. Adamas Trust's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Adamas Trust (ADAM), the current Debt-to-Equity is 2.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adamas Trust (ADAM) Overvalued in 2026?
Based on GuruFocus' analysis, Adamas Trust stock appears to be undervalued.
The current stock price of $9.19 is trading 14% below its estimated GF Value™ of $10.68.
GuruFocus considers Adamas Trust to be Modestly Undervalued.
Key valuation signals for ADAM:
Debt-to-Equity: 2.84 (near median its 10-year median of 2.64)
GF Value™: $10.68 vs. price of $9.19 (14% below fair value)
Industry Position: 264.1% above the REITs median (#637 of 691)
No single metric tells the full story. See the ADAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adamas Trust Inc is an internally-managed REIT for U.S. federal income tax purposes, in the business of acquiring, investing in, financing, and managing mainly mortgage-related single-family and multi-family residential assets. Its objective is to deliver long-term stable distributions to its stockholders over changing economic conditions through a combination of net interest spread and capital gains from a diversified investment portfolio. The company's investment portfolio includes credit-sensitive single-family and multi-family assets.
51GF Score
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