Axis Bank (CHIX:AXBL) Net Loan: $135,277 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:AXBL Axis Bank Ltd CHIX:AXBL
80 GF Score
Price $69.20
GF Value $68.50
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Axis Bank Net Loan?

Axis Bank CHIX:AXBL +0.87% 80 Net Loan is $135,277 Mil as of Mar. 2026. GuruFocus rates CHIX:AXBL with a GF Score™ of 80/100 and a GF Value™ of $68.50 (Fairly Valued). The stock has 6 warning signs investors should review.

Axis Bank's quarterly net loan increased from Sep. 2025 ($131,523 Mil) to Dec. 2025 ($134,026 Mil) and increased from Dec. 2025 ($134,026 Mil) to Mar. 2026 ($135,277 Mil).

Axis Bank's annual net loan increased from Mar. 2024 ($118,391 Mil) to Mar. 2025 ($134,026 Mil) and increased from Mar. 2025 ($134,026 Mil) to Mar. 2026 ($135,277 Mil).

Axis Bank Net Loan Historical Data

* Premium members only.

The historical data trend for Axis Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axis Bank Net Loan Chart

Axis Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 90,537.34 103,318.44 118,390.59 123,022.89 135,276.94

Axis Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 123,022.89 128,399.41 131,522.57 134,026.20 135,276.94
CHIX:AXBL
80GF Score
Axis Bank Ltd CHIX:AXBL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Axis Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $135,277 Mil mean?
Axis Bank (CHIX:AXBL) has a Net Loan of $135,277 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Axis Bank and its competitors.
Is Axis Bank's Net Loan too high?
Axis Bank's current Net Loan is $135,277 Mil. Overall, Axis Bank has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axis Bank's Net Loan compare to competitors?
Axis Bank's Net Loan of $135,277 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Axis Bank and its competitors. Axis Bank's current Net Loan is $135,277 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Bank stock overvalued right now?
Based on GuruFocus' analysis, Axis Bank (CHIX:AXBL) is currently considered Fairly Valued. The stock's GF Value™ is $68.50, compared to a current price of $69.20 — trading 1% above its estimated fair value. The current Net Loan is $135,277 Mil. Axis Bank's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Axis Bank (CHIX:AXBL), the current Net Loan is $135,277 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axis Bank (CHIX:AXBL) Overvalued in 2026?

Based on GuruFocus' analysis, Axis Bank stock appears to be overvalued. The current stock price of $69.20 is trading 1% above its estimated GF Value™ of $68.50. GuruFocus considers Axis Bank to be Fairly Valued.

Key valuation signals for CHIX:AXBL:

  • Net Loan: $135,277 Mil
  • GF Value™: $68.50 vs. price of $69.20 (1% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the CHIX:AXBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Axis Bank Business Description

Address Pandurang Budhkar Marg, Axis House, C-2, Wadia International Centre, Worli, Mumbai, MH, IND, 400 025
Axis Bank Ltd is a full-service bank operating mostly in India. The bank operates under four segments: treasury, corporate/wholesale banking, retail banking, Digital Banking and other banking. Treasury operations include security investments and derivative trading. Corporate/wholesale banking solutions include mid/large corporate relationships, corporate advisory, project appraisals, and syndication. Retail banking solutions include lending to individual/small businesses, savings accounts, debit and credit cards, ATMs and mobile banking, personal loans. Other banking operations include third-party product distribution and other banking transactions. It derives maximum revenue from Retail Banking.
80GF Score

Get the complete analysis for CHIX:AXBL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.20
Price
$68.50
GF Value