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Axis BankCHIX:AXBL -2.67%76 Cash-to-Debt is 0.48 as of Jun. 2026, which is 7% above its 10-year median of 0.45. GuruFocus rates CHIX:AXBL with a GF Score™ of 76/100 and a GF Value™ of $69.12 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,494 Banks companies, Axis Bank ranks worse than 75.57% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Axis Bank's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.48.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Axis Bankcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Axis Bank's Cash-to-Debt or its related term are showing as below:
CHIX:AXBl'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.28 Med: 0.45 Max: 1.01
Current: 0.48
During the past 13 years, Axis Bank's highest Cash to Debt Ratio was 1.01. The lowest was 0.28. And the median was 0.45.
CHIX:AXBl's Cash-to-Debt is ranked worse than 75.57% of 1494
companies
in the Banks industry
Industry Median: 1.38
vs CHIX:AXBl: 0.48
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Axis Bank Cash-to-Debt Related Terms
Axis Bank Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Axis Bank's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Axis Bank's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axis Bank Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Axis Bank's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Axis Bank's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axis Bank (CHIX:AXBL) has a Cash-to-Debt of 0.48 as of Jun. 2026. This is near median its historical median of 0.45. Over the past decade, Axis Bank's Cash-to-Debt has ranged from 0.28 to 1.01. According to the industry distribution chart, Axis Bank ranks #1129 out of 1494 companies in the Banks industry, placing it in the top 75.6%.
Is Axis Bank's Cash-to-Debt too high?
Axis Bank's current Cash-to-Debt of 0.48 is near median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.01. The Banks industry median Cash-to-Debt is 1.38. Axis Bank's value of 0.48 is 65.2% below this industry median. Based on the distribution chart, Axis Bank ranks #1129 out of 1494 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Axis Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axis Bank's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Axis Bank ranks #1129 out of 1494 companies for Cash-to-Debt. This places Axis Bank in the lower half of its industry. The industry median Cash-to-Debt is 1.38. Axis Bank's value of 0.48 is 65.2% below this benchmark. Historically, Axis Bank's own Cash-to-Debt has ranged from 0.28 to 1.01 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 1.38, Axis Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.38, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Bank's current Cash-to-Debt of 0.48 is 65.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Bank's current Cash-to-Debt is 0.48, which is near median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Bank stock overvalued right now?
Based on GuruFocus' analysis, Axis Bank (CHIX:AXBL) is currently considered Fairly Valued. The stock's GF Value™ is $69.12, compared to a current price of $65.50 — trading 5.2% below its estimated fair value. The current Cash-to-Debt is 0.48, which is near median its 10-year median of 0.45 and 65.2% below the Banks industry median of 1.38. Axis Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Axis Bank (CHIX:AXBL), the current Cash-to-Debt is 0.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axis Bank (CHIX:AXBL) Overvalued in 2026?
Based on GuruFocus' analysis, Axis Bank stock appears to be undervalued.
The current stock price of $65.50 is trading 5.2% below its estimated GF Value™ of $69.12.
GuruFocus considers Axis Bank to be Fairly Valued.
Key valuation signals for CHIX:AXBL:
Cash-to-Debt: 0.48 (near median its 10-year median of 0.45)
GF Value™: $69.12 vs. price of $65.50 (5.2% below fair value)
Industry Position: 65.2% below the Banks median (#1129 of 1494)
No single metric tells the full story. See the CHIX:AXBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axis Bank Ltd is a full-service bank operating mostly in India. The bank operates under four segments: treasury, corporate/wholesale banking, retail banking, Digital Banking and other banking. Treasury operations include security investments and derivative trading. Corporate/wholesale banking solutions include mid/large corporate relationships, corporate advisory, project appraisals, and syndication. Retail banking solutions include lending to individual/small businesses, savings accounts, debit and credit cards, ATMs and mobile banking, personal loans. Other banking operations include third-party product distribution and other banking transactions. It derives maximum revenue from Retail Banking.
76GF Score
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