Axis Bank (CHIX:AXBL) Intrinsic Value: Projected FCF: $69.22 (As of Sep. 06, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:AXBL Axis Bank Ltd CHIX:AXBL
77 GF Score
Price $67.30
GF Value $67.83
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Axis Bank Intrinsic Value: Projected FCF?

Axis Bank CHIX:AXBL +0.60% 77 Intrinsic Value: Projected FCF is $69.22 as of Sep. 06, 2026. GuruFocus rates CHIX:AXBL with a GF Score™ of 77/100 and a GF Value™ of $67.83 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,308 Banks companies, Axis Bank ranks worse than 81.65% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-06), Axis Bank's Intrinsic Value: Projected FCF is $69.22. The stock price of Axis Bank is $67.30. Therefore, Axis Bank's Price-to-Intrinsic-Value-Projected-FCF of today is 1.0.

The historical rank and industry rank for Axis Bank's Intrinsic Value: Projected FCF or its related term are showing as below:

CHIX:AXBl' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.7   Med: 1.13   Max: 4.81
Current: 0.97

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Axis Bank was 4.81. The lowest was 0.70. And the median was 1.13.

CHIX:AXBl's Price-to-Projected-FCF is ranked worse than
81.65% of 1308 companies
in the Banks industry
Industry Median: 0.6 vs CHIX:AXBl: 0.97

Axis Bank  (CHIX:AXBl) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Axis Bank's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=67.30/72.880994487048
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Axis Bank Intrinsic Value: Projected FCF Related Terms


Axis Bank Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Axis Bank's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axis Bank Intrinsic Value: Projected FCF Chart

Axis Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.43 61.38 55.79 90.29 67.83

Axis Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 67.83 0.00

Axis Bank Intrinsic Value: Projected FCF Competitor Comparison

For the Banks - Regional subindustry, Axis Bank's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Axis Bank Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Axis Bank's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Axis Bank's Price-to-Projected-FCF falls into.


CHIX:AXBL
77GF Score
Axis Bank Ltd CHIX:AXBL
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Axis Bank Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Axis Bank's Free Cash Flow(6 year avg) = $2,040.36.

Axis Bank's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar26)*0.8)/Shares Outstanding (Diluted Average)
=(13.228282734574*2040.3622857143+23167.369*0.8)/624.640
=72.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of $69.22 mean?
Axis Bank (CHIX:AXBL) has a Intrinsic Value: Projected FCF of $69.22 as of Sep. 06, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Axis Bank and its competitors. According to the industry distribution chart, Axis Bank ranks #1068 out of 1308 companies in the Banks industry, placing it in the top 81.7%.
Is Axis Bank's Intrinsic Value: Projected FCF too high?
Axis Bank's current Intrinsic Value: Projected FCF is $69.22. The Banks industry median Intrinsic Value: Projected FCF is 0.60. Axis Bank's value of $69.22 is 11436.7% above this industry median. Based on the distribution chart, Axis Bank ranks #1068 out of 1308 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Axis Bank has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axis Bank's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, Axis Bank ranks #1068 out of 1308 companies for Intrinsic Value: Projected FCF. This places Axis Bank in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. Axis Bank's value of $69.22 is 11436.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Bank's current Intrinsic Value: Projected FCF of $69.22 is 11436.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Axis Bank and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Bank's current Intrinsic Value: Projected FCF is $69.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Bank stock overvalued right now?
Based on GuruFocus' analysis, Axis Bank (CHIX:AXBL) is currently considered Fairly Valued. The stock's GF Value™ is $67.83, compared to a current price of $67.30 — trading 0.8% below its estimated fair value. The current Intrinsic Value: Projected FCF is $69.22 and 11436.7% above the Banks industry median of 0.60. Axis Bank's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Axis Bank (CHIX:AXBL), the current Intrinsic Value: Projected FCF is $69.22 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Axis Bank (CHIX:AXBL) Overvalued in 2026?

Based on GuruFocus' analysis, Axis Bank stock appears to be undervalued. The current stock price of $67.30 is trading 0.8% below its estimated GF Value™ of $67.83. GuruFocus considers Axis Bank to be Fairly Valued.

Key valuation signals for CHIX:AXBL:

  • Intrinsic Value: Projected FCF: $69.22
  • GF Value™: $67.83 vs. price of $67.30 (0.8% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 11436.7% above the Banks median (#1068 of 1308)

No single metric tells the full story. See the CHIX:AXBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Axis Bank Business Description

Address Pandurang Budhkar Marg, Axis House, C-2, Wadia International Centre, Worli, Mumbai, MH, IND, 400 025
Axis Bank Ltd is a full-service bank operating mostly in India. The bank operates under four segments: treasury, corporate/wholesale banking, retail banking, Digital Banking and other banking. Treasury operations include security investments and derivative trading. Corporate/wholesale banking solutions include mid/large corporate relationships, corporate advisory, project appraisals, and syndication. Retail banking solutions include lending to individual/small businesses, savings accounts, debit and credit cards, ATMs and mobile banking, personal loans. Other banking operations include third-party product distribution and other banking transactions. It derives maximum revenue from Retail Banking.
77GF Score

Get the complete analysis for CHIX:AXBL

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.30
Price
$67.83
GF Value