Bank Bradesco (FRA:BREC) Net Loan: €130,658 Mil (As of Mar. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BREC Bank Bradesco SA FRA:BREC
70 GF Score
Price €3.16
GF Value €3.21
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank Bradesco Net Loan?

Bank Bradesco FRA:BREC +1.94% 70 Net Loan is €130,658 Mil as of Mar. 2026. GuruFocus rates FRA:BREC with a GF Score™ of 70/100 and a GF Value™ of €3.21 (Fairly Valued). The stock has 4 warning signs investors should review.

Bank Bradesco's quarterly net loan increased from Sep. 2025 (€114,070 Mil) to Dec. 2025 (€118,083 Mil) and increased from Dec. 2025 (€118,083 Mil) to Mar. 2026 (€130,658 Mil).

Bank Bradesco's annual net loan declined from Dec. 2023 (€111,135 Mil) to Dec. 2024 (€118,083 Mil) but then increased from Dec. 2024 (€118,083 Mil) to Dec. 2025 (€130,658 Mil).

Bank Bradesco Net Loan Historical Data

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The historical data trend for Bank Bradesco's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Bradesco Net Loan Chart

Bank Bradesco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 91,700.01 110,233.17 111,135.40 107,132.26 118,082.67

Bank Bradesco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 110,776.49 109,015.22 114,070.12 118,082.67 130,657.88
FRA:BREC
70GF Score
Bank Bradesco SA FRA:BREC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Bradesco Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €130,658 Mil mean?
Bank Bradesco (FRA:BREC) has a Net Loan of €130,658 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank Bradesco and its competitors.
Is Bank Bradesco's Net Loan too high?
Bank Bradesco's current Net Loan is €130,658 Mil. Overall, Bank Bradesco has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Bradesco's Net Loan compare to competitors?
Bank Bradesco's Net Loan of €130,658 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank Bradesco and its competitors. Bank Bradesco's current Net Loan is €130,658 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Bradesco stock overvalued right now?
Based on GuruFocus' analysis, Bank Bradesco (FRA:BREC) is currently considered Fairly Valued. The stock's GF Value™ is €3.21, compared to a current price of €3.16 — trading 1.6% below its estimated fair value. The current Net Loan is €130,658 Mil. Bank Bradesco's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank Bradesco (FRA:BREC), the current Net Loan is €130,658 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Bradesco (FRA:BREC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Bradesco stock appears to be undervalued. The current stock price of €3.16 is trading 1.6% below its estimated GF Value™ of €3.21. GuruFocus considers Bank Bradesco to be Fairly Valued.

Key valuation signals for FRA:BREC:

  • Net Loan: €130,658 Mil
  • GF Value™: €3.21 vs. price of €3.16 (1.6% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the FRA:BREC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Bradesco Business Description

Address Cidade de Deus S/N, Silver Building, 4th floor, Vila Yara, Osasco, SP, BRA, 06029‑900
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share. The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.
70GF Score

Get the complete analysis for FRA:BREC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.16
Price
€3.21
GF Value