Bank BradescoFRA:BREC +0.69%70 Net Margin % is 15.73% as of Mar. 2026, which is 17% below its 10-year median of 18.99. GuruFocus rates FRA:BREC with a GF Score™ of 70/100 and a GF Value™ of €3.09 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Bank Bradesco ranks worse than 72.3% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Bank Bradesco's Net Income for the
three
months ended in Mar. 2026 was €856 Mil. Bank Bradesco's Revenue for the
three
months ended in Mar. 2026 was €5,446 Mil. Therefore, Bank Bradesco's net margin for the quarter that ended in Mar. 2026 was 15.73%.
The historical rank and industry rank for Bank Bradesco's Net Margin % or its related term are showing as below:
FRA:BREC'
s Net Margin % Range Over the Past 10 Years
Min: 14.49 Med: 18.99 Max: 22.62
Current: 19.22
FRA:BREC's Net Margin % is ranked worse than 72.3% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:BREC: 19.22
Bank Bradesco (FRA:BREC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Bradesco Net Margin % Related Terms
Bank Bradesco Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank Bradesco's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Bradesco's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Bradesco Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Bradesco's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Bradesco's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Bradesco (FRA:BREC) has a Net Margin % of 15.73% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Bradesco and its competitors. This is 17% below median its historical median of 18.99. Over the past decade, Bank Bradesco's Net Margin % has ranged from 14.49 to 22.62. According to the industry distribution chart, Bank Bradesco ranks #1104 out of 1527 companies in the Banks industry, placing it in the top 72.3%.
Is Bank Bradesco's Net Margin % too high?
Bank Bradesco's current Net Margin % of 15.73% is 17% below median its 10-year median of 18.99. Over the past 10 years, this metric has ranged from a low of 14.49 to a high of 22.62. The Banks industry median Net Margin % is 26.95. Bank Bradesco's value of 15.73% is 41.6% below this industry median. Based on the distribution chart, Bank Bradesco ranks #1104 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Bradesco has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Bradesco's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Bank Bradesco ranks #1104 out of 1527 companies for Net Margin %. This places Bank Bradesco in the lower half of its industry. The industry median Net Margin % is 26.95. Bank Bradesco's value of 15.73% is 41.6% below this benchmark. Historically, Bank Bradesco's own Net Margin % has ranged from 14.49 to 22.62 over the past decade. While the company's 10-year median is 18.99 vs. the industry median of 26.95, Bank Bradesco has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Bradesco's current Net Margin % of 15.73% is 41.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Bradesco and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Bradesco's current Net Margin % is 15.73%, which is 17% below median its own 10-year median of 18.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Bradesco stock overvalued right now?
Based on GuruFocus' analysis, Bank Bradesco (FRA:BREC) is currently considered Fairly Valued. The stock's GF Value™ is €3.09, compared to a current price of €2.92 — trading 5.5% below its estimated fair value. The current Net Margin % is 15.73%, which is 17% below median its 10-year median of 18.99 and 41.6% below the Banks industry median of 26.95. Bank Bradesco's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Bradesco (FRA:BREC), the current Net Margin % is 15.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Bradesco (FRA:BREC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Bradesco stock appears to be undervalued.
The current stock price of €2.92 is trading 5.5% below its estimated GF Value™ of €3.09.
GuruFocus considers Bank Bradesco to be Fairly Valued.
Key valuation signals for FRA:BREC:
Net Margin %: 15.73% (17% below median its 10-year median of 18.99)
GF Value™: €3.09 vs. price of €2.92 (5.5% below fair value)
Industry Position: 41.6% below the Banks median (#1104 of 1527)
No single metric tells the full story. See the FRA:BREC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share. The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.
70GF Score
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