Bank Bradesco (FRA:BREC) LT-Debt-to-Total-Asset: 0.19 (As of Mar. 2026)


FRA:BREC Bank Bradesco SA FRA:BREC
70 GF Score
Price €2.96
GF Value €3.12
Valuation Fairly Valued
! 5 Warning Signs
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What is Bank Bradesco LT-Debt-to-Total-Asset?

Bank Bradesco FRA:BREC -1.33% 70 LT-Debt-to-Total-Asset is 0.19 as of Mar. 2026. GuruFocus rates FRA:BREC with a GF Score™ of 70/100 and a GF Value™ of €3.12 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank Bradesco's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.19.

Bank Bradesco's long-term debt to total assets ratio declined from Mar. 2025 (0.20) to Mar. 2026 (0.19). It may suggest that Bank Bradesco is progressively becoming less dependent on debt to grow their business.

Bank Bradesco  (FRA:BREC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank Bradesco LT-Debt-to-Total-Asset Related Terms

Bank Bradesco LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Bank Bradesco's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Bradesco LT-Debt-to-Total-Asset Chart

Bank Bradesco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.20 0.19 0.20 0.19

Bank Bradesco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.20 0.20 0.19 0.19
FRA:BREC
70GF Score
Bank Bradesco SA FRA:BREC
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Bradesco LT-Debt-to-Total-Asset Calculation

Bank Bradesco's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=70234.459/364774.354
=0.19

Bank Bradesco's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=77154.792/402782.799
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.19 mean?
Bank Bradesco (FRA:BREC) has a LT-Debt-to-Total-Asset of 0.19 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank Bradesco and its competitors.
Is Bank Bradesco's LT-Debt-to-Total-Asset too high?
Bank Bradesco's current LT-Debt-to-Total-Asset is 0.19. Overall, Bank Bradesco has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Bradesco's LT-Debt-to-Total-Asset compare to competitors?
Bank Bradesco's LT-Debt-to-Total-Asset of 0.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank Bradesco and its competitors. Bank Bradesco's current LT-Debt-to-Total-Asset is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Bradesco stock overvalued right now?
Based on GuruFocus' analysis, Bank Bradesco (FRA:BREC) is currently considered Fairly Valued. The stock's GF Value™ is €3.12, compared to a current price of €2.96 — trading 5.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.19. Bank Bradesco's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank Bradesco (FRA:BREC), the current LT-Debt-to-Total-Asset is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Bradesco (FRA:BREC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Bradesco stock appears to be undervalued. The current stock price of €2.96 is trading 5.1% below its estimated GF Value™ of €3.12. GuruFocus considers Bank Bradesco to be Fairly Valued.

Key valuation signals for FRA:BREC:

  • LT-Debt-to-Total-Asset: 0.19
  • GF Value™: €3.12 vs. price of €2.96 (5.1% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the FRA:BREC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Bradesco Business Description

Address Cidade de Deus S/N, Silver Building, 4th floor, Vila Yara, Osasco, SP, BRA, 06029‑900
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share. The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.
70GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.96
Price
€3.12
GF Value