Bank Bradesco (FRA:BREC) Scaled Net Operating Assets: 0.16 (As of Mar. 2026)


FRA:BREC Bank Bradesco SA FRA:BREC
73 GF Score
Price €2.98
GF Value €3.16
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank Bradesco Scaled Net Operating Assets?

Bank Bradesco FRA:BREC +3.47% 73 Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus rates FRA:BREC with a GF Score™ of 73/100 and a GF Value™ of €3.16 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank Bradesco's operating assets for the quarter that ended in Mar. 2026 was €353,858 Mil. Bank Bradesco's operating liabilities for the quarter that ended in Mar. 2026 was €295,807 Mil. Bank Bradesco's Total Assets for the quarter that ended in Dec. 2025 was €364,774 Mil. Therefore, Bank Bradesco's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.16.

FRA:BREC
73GF Score
Bank Bradesco SA FRA:BREC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Bradesco Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bank Bradesco's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(339597.595-266528.433)/323939.939
=0.23

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=364774.354 - 25176.759
=339597.595

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=336762.892 - 70234.459 - 0
=266528.433

Bank Bradesco's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(353857.505-295807.141)/364774.354
=0.16

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=402782.799 - 48925.294
=353857.505

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=372961.933 - 77154.792 - 0
=295807.141

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
Bank Bradesco (FRA:BREC) has a Scaled Net Operating Assets of 0.16 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank Bradesco and its competitors.
Is Bank Bradesco's Scaled Net Operating Assets too high?
Bank Bradesco's current Scaled Net Operating Assets is 0.16. Overall, Bank Bradesco has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Bradesco's Scaled Net Operating Assets compare to competitors?
Bank Bradesco's Scaled Net Operating Assets of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bank Bradesco and its competitors. Bank Bradesco's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Bradesco stock overvalued right now?
Based on GuruFocus' analysis, Bank Bradesco (FRA:BREC) is currently considered Fairly Valued. The stock's GF Value™ is €3.16, compared to a current price of €2.98 — trading 5.7% below its estimated fair value. The current Scaled Net Operating Assets is 0.16. Bank Bradesco's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bank Bradesco (FRA:BREC), the current Scaled Net Operating Assets is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Bradesco (FRA:BREC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Bradesco stock appears to be undervalued. The current stock price of €2.98 is trading 5.7% below its estimated GF Value™ of €3.16. GuruFocus considers Bank Bradesco to be Fairly Valued.

Key valuation signals for FRA:BREC:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: €3.16 vs. price of €2.98 (5.7% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the FRA:BREC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Bradesco Business Description

Address Cidade de Deus S/N, Silver Building, 4th floor, Vila Yara, Osasco, SP, BRA, 06029‑900
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share. The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.
73GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.98
Price
€3.16
GF Value