ICICI Bank (FRA:ICBA) Net Loan: €158,072 Mil (As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:ICBA ICICI Bank Ltd FRA:ICBA
77 GF Score
Price €25.50
GF Value €18.71
Valuation Significantly Overvalued
! 4 Warning Signs
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What is ICICI Bank Net Loan?

ICICI Bank FRA:ICBA -1.16% 77 Net Loan is €158,072 Mil as of Jun. 2026. GuruFocus rates FRA:ICBA with a GF Score™ of 77/100 and a GF Value™ of €18.71 (Significantly Overvalued). The stock has 4 warning signs investors should review.

ICICI Bank's quarterly net loan increased from Dec. 2025 (€147,245 Mil) to Mar. 2026 (€149,044 Mil) and increased from Mar. 2026 (€149,044 Mil) to Jun. 2026 (€158,072 Mil).

ICICI Bank's annual net loan increased from Mar. 2024 (€134,163 Mil) to Mar. 2025 (€149,044 Mil) and increased from Mar. 2025 (€149,044 Mil) to Mar. 2026 (€158,072 Mil).

ICICI Bank Net Loan Historical Data

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The historical data trend for ICICI Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICICI Bank Net Loan Chart

ICICI Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 103,923.28 117,406.14 134,163.18 146,928.98 149,044.33

ICICI Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 145,945.53 143,942.61 147,245.16 149,044.33 158,072.48
FRA:ICBA
77GF Score
ICICI Bank Ltd FRA:ICBA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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ICICI Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €158,072 Mil mean?
ICICI Bank (FRA:ICBA) has a Net Loan of €158,072 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on ICICI Bank and its competitors.
Is ICICI Bank's Net Loan too high?
ICICI Bank's current Net Loan is €158,072 Mil. Overall, ICICI Bank has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Bank's Net Loan compare to PNC and USB?
ICICI Bank's Net Loan of €158,072 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on ICICI Bank and its competitors. ICICI Bank's current Net Loan is €158,072 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Bank stock overvalued right now?
Based on GuruFocus' analysis, ICICI Bank (FRA:ICBA) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.71, compared to a current price of €25.50 — trading 36.3% above its estimated fair value. The current Net Loan is €158,072 Mil. ICICI Bank's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For ICICI Bank (FRA:ICBA), the current Net Loan is €158,072 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ICICI Bank (FRA:ICBA) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Bank stock appears to be overvalued. The current stock price of €25.50 is trading 36.3% above its estimated GF Value™ of €18.71. GuruFocus considers ICICI Bank to be Significantly Overvalued.

Key valuation signals for FRA:ICBA:

  • Net Loan: €158,072 Mil
  • GF Value™: €18.71 vs. price of €25.50 (36.3% above fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the FRA:ICBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ICICI Bank Business Description

Address ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, MH, IND, 400 051
ICICI Bank Ltd provides banking services. The company's operating segments include Retail Banking; Wholesale Banking; Treasury, Life insurance, Other Banking Business, and Others. The company generates maximum revenue from the Retail Banking segment which includes exposures of the Bank, which satisfy the four qualifying criteria of a regulatory retail portfolio as stipulated by RBI guidelines on the Basel III framework as well as includes income from credit cards, debit cards, third party product distribution, and the associated costs. Geographical segments include Domestic operations and Foreign operations. The company generates the majority of its revenue from the domestic operations.
77GF Score

Get the complete analysis for FRA:ICBA

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.50
Price
€18.71
GF Value