KBCSF (KBC Groupe NV) Net Loan: $241,708 Mil (As of Mar. 2026)

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KBCSF KBC Groupe NV KBCSF
77 GF Score
Price $138.25
GF Value $101.36
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KBC Groupe NV Net Loan?

KBC Groupe NV KBCSF 77 Net Loan is $241,708 Mil as of Mar. 2026. GuruFocus rates KBCSF with a GF Score™ of 77/100 and a GF Value™ of $101.36 (Significantly Overvalued). The stock has 6 warning signs investors should review.

KBC Groupe NV's quarterly net loan increased from Sep. 2025 ($235,297 Mil) to Dec. 2025 ($237,945 Mil) and increased from Dec. 2025 ($237,945 Mil) to Mar. 2026 ($241,708 Mil).

KBC Groupe NV's annual net loan declined from Dec. 2023 ($195,417 Mil) to Dec. 2024 ($237,945 Mil) but then increased from Dec. 2024 ($237,945 Mil) to Dec. 2025 ($241,708 Mil).

KBC Groupe NV Net Loan Historical Data

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The historical data trend for KBC Groupe NV's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KBC Groupe NV Net Loan Chart

KBC Groupe NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 182,863.28 186,376.06 195,416.58 195,379.06 237,944.97

KBC Groupe NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 207,371.89 227,013.84 235,296.95 237,944.97 241,707.51
KBCSF
77GF Score
KBC Groupe NV KBCSF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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KBC Groupe NV Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $241,708 Mil mean?
KBC Groupe NV (KBCSF) has a Net Loan of $241,708 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on KBC Groupe NV and its competitors.
Is KBC Groupe NV's Net Loan too high?
KBC Groupe NV's current Net Loan is $241,708 Mil. Overall, KBC Groupe NV has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KBC Groupe NV's Net Loan compare to PNC and USB?
KBC Groupe NV's Net Loan of $241,708 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on KBC Groupe NV and its competitors. KBC Groupe NV's current Net Loan is $241,708 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KBC Groupe NV stock overvalued right now?
Based on GuruFocus' analysis, KBC Groupe NV (KBCSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $101.36, compared to a current price of $138.25 — trading 36.4% above its estimated fair value. The current Net Loan is $241,708 Mil. KBC Groupe NV's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For KBC Groupe NV (KBCSF), the current Net Loan is $241,708 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KBC Groupe NV (KBCSF) Overvalued in 2026?

Based on GuruFocus' analysis, KBC Groupe NV stock appears to be overvalued. The current stock price of $138.25 is trading 36.4% above its estimated GF Value™ of $101.36. GuruFocus considers KBC Groupe NV to be Significantly Overvalued.

Key valuation signals for KBCSF:

  • Net Loan: $241,708 Mil
  • GF Value™: $101.36 vs. price of $138.25 (36.4% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the KBCSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KBC Groupe NV Business Description

Address Havenlaan 2, Brussels, BEL, 1080
KBC was formed in 1998 by the merger of Belgian commercial bank Kredietbank, cooperative farmers bank CERA Bank, and cooperative insurer ABB Verzekering. KBC offers banking, insurance, and investment products. Belgium and the Czech Republic account for most of KBC's profits, while the bank has smaller operations in Hungary, Slovakia, and Bulgaria.
77GF Score

Get the complete analysis for KBCSF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$138.25
Price
$101.36
GF Value