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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. KBC Groupe NV's Total Liabilities for the quarter that ended in Jun. 2026 was $442,514 Mil. KBC Groupe NV's Total Assets for the quarter that ended in Jun. 2026 was $474,941 Mil.
Therefore, KBC Groupe NV's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.93.
KBC Groupe NV (OTCPK:KBCSF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
KBC Groupe NV Liabilities-to-Assets Related Terms
KBC Groupe NV Liabilities-to-Assets Historical Data
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The historical data trend for KBC Groupe NV's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KBCSF vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, KBC Groupe NV's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KBC Groupe NV Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, KBC Groupe NV's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where KBC Groupe NV's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
KBC Groupe NV's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KBC Groupe NV (KBCSF) has a Liabilities-to-Assets of 0.93 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on KBC Groupe NV and its competitors.
Is KBC Groupe NV's Liabilities-to-Assets too high?
KBC Groupe NV's current Liabilities-to-Assets is 0.93. Overall, KBC Groupe NV has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KBC Groupe NV's Liabilities-to-Assets compare to PNC and USB?
KBC Groupe NV's Liabilities-to-Assets of 0.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on KBC Groupe NV and its competitors. KBC Groupe NV's current Liabilities-to-Assets is 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KBC Groupe NV stock overvalued right now?
Based on GuruFocus' analysis, KBC Groupe NV (KBCSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $94.61, compared to a current price of $137.22 — trading 45% above its estimated fair value. The current Liabilities-to-Assets is 0.93. KBC Groupe NV's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For KBC Groupe NV (KBCSF), the current Liabilities-to-Assets is 0.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KBC Groupe NV (KBCSF) Overvalued in 2026?
Based on GuruFocus' analysis, KBC Groupe NV stock appears to be overvalued.
The current stock price of $137.22 is trading 45% above its estimated GF Value™ of $94.61.
GuruFocus considers KBC Groupe NV to be Significantly Overvalued.
Key valuation signals for KBCSF:
Liabilities-to-Assets: 0.93
GF Value™: $94.61 vs. price of $137.22 (45% above fair value)
No single metric tells the full story. See the KBCSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KBC was formed in 1998 by the merger of Belgian commercial bank Kredietbank, cooperative farmers bank CERA Bank, and cooperative insurer ABB Verzekering. KBC offers banking, insurance, and investment products. Belgium and the Czech Republic account for most of KBC's profits, while the bank has smaller operations in Hungary, Slovakia, and Bulgaria.
69GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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