KBCSF (KBC Groupe NV) Debt-to-Asset : 0.07 (As of Jun. 2026)

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KBCSF KBC Groupe NV KBCSF
72 GF Score
Price $150.90
GF Value $103.77
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KBC Groupe NV Debt-to-Asset?

KBC Groupe NV KBCSF 72 Debt-to-Asset is 0.07 as of Jun. 2026. GuruFocus rates KBCSF with a GF Score™ of 72/100 and a GF Value™ of $103.77 (Significantly Overvalued). The stock has 6 warning signs investors should review.

KBC Groupe NV's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. KBC Groupe NV's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $34,056 Mil. KBC Groupe NV's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $474,941 Mil. KBC Groupe NV's debt to asset for the quarter that ended in Jun. 2026 was 0.07.

KBC Groupe NV  (OTCPK:KBCSF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

KBC Groupe NV Debt-to-Asset Related Terms

KBC Groupe NV Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for KBC Groupe NV's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KBC Groupe NV Debt-to-Asset Chart

KBC Groupe NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.05 0.08 0.08 0.07

KBC Groupe NV Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.07 0.07 0.07

KBCSF vs USB, PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, KBC Groupe NV's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

KBC Groupe NV Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, KBC Groupe NV's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where KBC Groupe NV's Debt-to-Asset falls into.


KBCSF
72GF Score
KBC Groupe NV KBCSF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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KBC Groupe NV Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

KBC Groupe NV's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 32011.71) / 465306.792
=0.07

KBC Groupe NV's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 34056.452) / 474941.244
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.07 mean?
KBC Groupe NV (KBCSF) has a Debt-to-Asset of 0.07 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on KBC Groupe NV and its competitors.
Is KBC Groupe NV's Debt-to-Asset too high?
KBC Groupe NV's current Debt-to-Asset is 0.07. Overall, KBC Groupe NV has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KBC Groupe NV's Debt-to-Asset compare to USB and PNC?
KBC Groupe NV's Debt-to-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on KBC Groupe NV and its competitors. KBC Groupe NV's current Debt-to-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KBC Groupe NV stock overvalued right now?
Based on GuruFocus' analysis, KBC Groupe NV (KBCSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $103.77, compared to a current price of $150.90 — trading 45.4% above its estimated fair value. The current Debt-to-Asset is 0.07. KBC Groupe NV's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For KBC Groupe NV (KBCSF), the current Debt-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KBC Groupe NV (KBCSF) Overvalued in 2026?

Based on GuruFocus' analysis, KBC Groupe NV stock appears to be overvalued. The current stock price of $150.90 is trading 45.4% above its estimated GF Value™ of $103.77. GuruFocus considers KBC Groupe NV to be Significantly Overvalued.

Key valuation signals for KBCSF:

  • Debt-to-Asset: 0.07
  • GF Value™: $103.77 vs. price of $150.90 (45.4% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the KBCSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KBC Groupe NV Business Description

Address Havenlaan 2, Brussels, BEL, 1080
KBC was formed in 1998 by the merger of Belgian commercial bank Kredietbank, cooperative farmers bank CERA Bank, and cooperative insurer ABB Verzekering. KBC offers banking, insurance, and investment products. Belgium and the Czech Republic account for most of KBC's profits, while the bank has smaller operations in Hungary, Slovakia, and Bulgaria.
72GF Score

Get the complete analysis for KBCSF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$150.90
Price
$103.77
GF Value