Melhus Sparebank (LTS:0F84) Net Loan: kr10,610.0 Mil (As of Mar. 2026)

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LTS:0F84 Melhus Sparebank LTS:0F84
48 GF Score
Price kr184.00
GF Value kr181.33
! 6 Warning Signs
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What is Melhus Sparebank Net Loan?

Melhus Sparebank LTS:0F84 48 Net Loan is kr10,610.0 Mil as of Mar. 2026. GuruFocus rates LTS:0F84 with a GF Score™ of 48/100 and a GF Value™ of kr181.33. The stock has 6 warning signs investors should review.

Melhus Sparebank's quarterly net loan declined from Sep. 2025 (kr10,371.3 Mil) to Dec. 2025 (kr10,283.5 Mil) but then increased from Dec. 2025 (kr10,283.5 Mil) to Mar. 2026 (kr10,610.0 Mil).

Melhus Sparebank's annual net loan increased from Dec. 2023 (kr9,581.2 Mil) to Dec. 2024 (kr10,283.5 Mil) and increased from Dec. 2024 (kr10,283.5 Mil) to Dec. 2025 (kr10,610.0 Mil).

Melhus Sparebank Net Loan Historical Data

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The historical data trend for Melhus Sparebank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Melhus Sparebank Net Loan Chart

Melhus Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,869.94 9,001.84 9,581.21 9,683.83 10,283.48

Melhus Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,922.86 10,378.96 10,371.35 10,283.48 10,610.03
LTS:0F84
48GF Score
Melhus Sparebank LTS:0F84
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Melhus Sparebank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr10,610.0 Mil mean?
Melhus Sparebank (LTS:0F84) has a Net Loan of kr10,610.0 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Melhus Sparebank and its competitors.
Is Melhus Sparebank's Net Loan too high?
Melhus Sparebank's current Net Loan is kr10,610.0 Mil. Overall, Melhus Sparebank has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Melhus Sparebank's Net Loan compare to competitors?
Melhus Sparebank's Net Loan of kr10,610.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Melhus Sparebank and its competitors. Melhus Sparebank's current Net Loan is kr10,610.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Melhus Sparebank stock overvalued right now?
Melhus Sparebank (LTS:0F84) has a current Net Loan of kr10,610.0 Mil. The stock's GF Value™ is kr181.33, compared to a current price of kr184.00 — trading 1.5% above its estimated fair value. The current Net Loan is kr10,610.0 Mil. Melhus Sparebank's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Melhus Sparebank (LTS:0F84), the current Net Loan is kr10,610.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Melhus Sparebank (LTS:0F84) Overvalued in 2026?

Based on GuruFocus' analysis, Melhus Sparebank stock appears to be overvalued. The current stock price of kr184.00 is trading 1.5% above its estimated GF Value™ of kr181.33.

Key valuation signals for LTS:0F84:

  • Net Loan: kr10,610.0 Mil
  • GF Value™: kr181.33 vs. price of kr184.00 (1.5% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the LTS:0F84 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Melhus Sparebank Business Description

Other Exchanges MELG:Norway
Address Melhus Road 439, Melhus, NOR, 7224
Melhus Sparebank is a savings bank that offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
48GF Score

Get the complete analysis for LTS:0F84

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr184.00
Price
kr181.33
GF Value