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Melhus SparebankLTS:0F84 53 5-Year Yield-on-Cost % is 7.15 as of Jul. 29, 2026, which is 1% above its 10-year median of 7.09. GuruFocus rates LTS:0F84 with a GF Score™ of 53/100 and a GF Value™ of kr169.97. The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Melhus Sparebank ranks better than 79.94% on this metric.
Melhus Sparebank's yield on cost for the quarter that ended in Mar. 2026 was 7.15.
The historical rank and industry rank for Melhus Sparebank's 5-Year Yield-on-Cost % or its related term are showing as below:
LTS:0F84'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6 Med: 7.09 Max: 8.18
Current: 7.15
During the past 13 years, Melhus Sparebank's highest Yield on Cost was 8.18. The lowest was 6.00. And the median was 7.09.
LTS:0F84's 5-Year Yield-on-Cost % is ranked better than 79.94% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs LTS:0F84: 7.15
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Melhus Sparebank 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Melhus Sparebank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Melhus Sparebank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Melhus Sparebank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Melhus Sparebank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Melhus Sparebank (LTS:0F84) has a 5-Year Yield-on-Cost % of 7.15 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Melhus Sparebank and its competitors. This is near median its historical median of 7.09. Over the past decade, Melhus Sparebank's 5-Year Yield-on-Cost % has ranged from 6.00 to 8.18. According to the industry distribution chart, Melhus Sparebank ranks #251 out of 1251 companies in the Banks industry, placing it in the top 20.1%.
Is Melhus Sparebank's 5-Year Yield-on-Cost % too high?
Melhus Sparebank's current 5-Year Yield-on-Cost % of 7.15 is near median its 10-year median of 7.09. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 8.18. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Melhus Sparebank's value of 7.15 is 86.2% above this industry median. Based on the distribution chart, Melhus Sparebank ranks #251 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Melhus Sparebank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Melhus Sparebank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Melhus Sparebank ranks #251 out of 1251 companies for 5-Year Yield-on-Cost %. This places Melhus Sparebank in the top 20% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Melhus Sparebank's value of 7.15 is 86.2% above this benchmark. Historically, Melhus Sparebank's own 5-Year Yield-on-Cost % has ranged from 6.00 to 8.18 over the past decade. While the company's 10-year median is 7.09 vs. the industry median of 3.84, Melhus Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Melhus Sparebank's current 5-Year Yield-on-Cost % of 7.15 is 86.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Melhus Sparebank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Melhus Sparebank's current 5-Year Yield-on-Cost % is 7.15, which is near median its own 10-year median of 7.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Melhus Sparebank stock overvalued right now?
Melhus Sparebank (LTS:0F84) has a current 5-Year Yield-on-Cost % of 7.15. The stock's GF Value™ is kr169.97, compared to a current price of kr188.94 — trading 11.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.15, which is near median its 10-year median of 7.09 and 86.2% above the Banks industry median of 3.84. Melhus Sparebank's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Melhus Sparebank (LTS:0F84), the current 5-Year Yield-on-Cost % is 7.15 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Melhus Sparebank (LTS:0F84) Overvalued in 2026?
Based on GuruFocus' analysis, Melhus Sparebank stock appears to be overvalued.
The current stock price of kr188.94 is trading 11.2% above its estimated GF Value™ of kr169.97.
Key valuation signals for LTS:0F84:
5-Year Yield-on-Cost %: 7.15 (near median its 10-year median of 7.09)
GF Value™: kr169.97 vs. price of kr188.94 (11.2% above fair value)
Industry Position: 86.2% above the Banks median (#251 of 1251)
No single metric tells the full story. See the LTS:0F84 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Melhus Sparebank is a savings bank that offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
53GF Score
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