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Melhus SparebankLTS:0F84 48 Debt-to-Equity is 1.40 as of Jun. 2026, which is 34% below its 10-year median of 2.12. GuruFocus rates LTS:0F84 with a GF Score™ of 48/100 and a GF Value™ of kr168.17. The stock has 4 warning signs investors should review. Among 1,416 Banks companies, Melhus Sparebank ranks worse than 76.69% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Melhus Sparebank's Debt-to-Equity or its related term are showing as below:
LTS:0F84'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.4 Med: 2.12 Max: 3.49
Current: 1.4
During the past 13 years, the highest Debt-to-Equity Ratio of Melhus Sparebank was 3.49. The lowest was 1.40. And the median was 2.12.
LTS:0F84's Debt-to-Equity is ranked worse than 76.69% of 1416
companies
in the Banks industry
Industry Median: 0.58
vs LTS:0F84: 1.40
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Melhus Sparebank Debt-to-Equity Related Terms
Melhus Sparebank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Melhus Sparebank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Melhus Sparebank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Melhus Sparebank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Melhus Sparebank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Melhus Sparebank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Melhus Sparebank (LTS:0F84) has a Debt-to-Equity of 1.40 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Melhus Sparebank and its competitors. This is 34% below median its historical median of 2.12. Over the past decade, Melhus Sparebank's Debt-to-Equity has ranged from 1.40 to 3.49. According to the industry distribution chart, Melhus Sparebank ranks #1086 out of 1416 companies in the Banks industry, placing it in the top 76.7%.
Is Melhus Sparebank's Debt-to-Equity too high?
Melhus Sparebank's current Debt-to-Equity of 1.40 is 34% below median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 3.49. The Banks industry median Debt-to-Equity is 0.58. Melhus Sparebank's value of 1.40 is 141.4% above this industry median. Based on the distribution chart, Melhus Sparebank ranks #1086 out of 1416 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Melhus Sparebank has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Melhus Sparebank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Melhus Sparebank ranks #1086 out of 1416 companies for Debt-to-Equity. This places Melhus Sparebank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Melhus Sparebank's value of 1.40 is 141.4% above this benchmark. Historically, Melhus Sparebank's own Debt-to-Equity has ranged from 1.40 to 3.49 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 0.58, Melhus Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Melhus Sparebank's current Debt-to-Equity of 1.40 is 141.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Melhus Sparebank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Melhus Sparebank's current Debt-to-Equity is 1.40, which is 34% below median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Melhus Sparebank stock overvalued right now?
Melhus Sparebank (LTS:0F84) has a current Debt-to-Equity of 1.40. The stock's GF Value™ is kr168.17, compared to a current price of kr184.00 — trading 9.4% above its estimated fair value. The current Debt-to-Equity is 1.40, which is 34% below median its 10-year median of 2.12 and 141.4% above the Banks industry median of 0.58. Melhus Sparebank's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Melhus Sparebank (LTS:0F84), the current Debt-to-Equity is 1.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Melhus Sparebank (LTS:0F84) Overvalued in 2026?
Based on GuruFocus' analysis, Melhus Sparebank stock appears to be overvalued.
The current stock price of kr184.00 is trading 9.4% above its estimated GF Value™ of kr168.17.
Key valuation signals for LTS:0F84:
Debt-to-Equity: 1.40 (34% below median its 10-year median of 2.12)
GF Value™: kr168.17 vs. price of kr184.00 (9.4% above fair value)
Industry Position: 141.4% above the Banks median (#1086 of 1416)
No single metric tells the full story. See the LTS:0F84 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Melhus Sparebank is a savings bank that offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
48GF Score
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