Old Mutual (NAM:OMM) Net Loan: R19,245 Mil (As of Dec. 2025)

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NAM:OMM Old Mutual Ltd NAM:OMM
76 GF Score
Price R13.20
GF Value R20.80
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Old Mutual Net Loan?

Old Mutual NAM:OMM 76 Net Loan is R19,245 Mil as of Dec. 2025. GuruFocus rates NAM:OMM with a GF Score™ of 76/100 and a GF Value™ of R20.80 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Old Mutual's quarterly net loan increased from Dec. 2024 (R18,335 Mil) to Jun. 2025 (R19,097 Mil) and increased from Jun. 2025 (R19,097 Mil) to Dec. 2025 (R19,245 Mil).

Old Mutual's annual net loan increased from Dec. 2023 (R18,210 Mil) to Dec. 2024 (R19,097 Mil) and increased from Dec. 2024 (R19,097 Mil) to Dec. 2025 (R19,245 Mil).

Old Mutual Net Loan Historical Data

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The historical data trend for Old Mutual's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Mutual Net Loan Chart

Old Mutual Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17,617.00 17,615.00 18,210.00 18,335.00 19,245.00

Old Mutual Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18,210.00 18,983.00 18,335.00 19,097.00 19,245.00
NAM:OMM
76GF Score
Old Mutual Ltd NAM:OMM
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Old Mutual Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R19,245 Mil mean?
Old Mutual (NAM:OMM) has a Net Loan of R19,245 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Old Mutual and its competitors.
Is Old Mutual's Net Loan too high?
Old Mutual's current Net Loan is R19,245 Mil. Overall, Old Mutual has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Old Mutual's Net Loan compare to FRHC and VOYA?
Old Mutual's Net Loan of R19,245 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Diversified Financial Services company?
A good Net Loan depends on the Diversified Financial Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Old Mutual and its competitors. Old Mutual's current Net Loan is R19,245 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Mutual stock overvalued right now?
Based on GuruFocus' analysis, Old Mutual (NAM:OMM) is currently considered Significantly Undervalued. The stock's GF Value™ is R20.80, compared to a current price of R13.20 — trading 36.5% below its estimated fair value. The current Net Loan is R19,245 Mil. Old Mutual's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Old Mutual (NAM:OMM), the current Net Loan is R19,245 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Mutual (NAM:OMM) Overvalued in 2026?

Based on GuruFocus' analysis, Old Mutual stock appears to be undervalued. The current stock price of R13.20 is trading 36.5% below its estimated GF Value™ of R20.80. GuruFocus considers Old Mutual to be Significantly Undervalued.

Key valuation signals for NAM:OMM:

  • Net Loan: R19,245 Mil
  • GF Value™: R20.80 vs. price of R13.20 (36.5% below fair value)
  • GF Score™: 76/100 with 1 warning sign

No single metric tells the full story. See the NAM:OMM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Old Mutual Business Description

Address Mutualpark, Jan Smuts Drive, Pinelands, Cape Town, WC, ZAF, 7405
Old Mutual Ltd provides financial services that include wealth management, banking, asset management, and insurance. The firm is organized into the following operational segments: Old Mutual Life and Savings, Old Mutual Investments, Old Mutual Banking, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities. The company generates key revenue from Old Mutual Life and Savings, which comprises retail and corporate segments offering risk, savings, investment, lending, and income products across diverse markets. This includes simple financial solutions for low- to lower-middle-income customers, holistic financial advice and tailored investment offerings for middle-income and high-net-worth individuals, and employee benefits and business solutions for SMEs.
76GF Score

Get the complete analysis for NAM:OMM

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R13.20
Price
R20.80
GF Value