Old Mutual (NAM:OMM) 3-Year EBITDA Growth Rate: 38.90% (As of Dec. 2025) — 1044% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAM:OMM Old Mutual Ltd NAM:OMM
77 GF Score
Price R13.04
GF Value R21.12
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Old Mutual 3-Year EBITDA Growth Rate?

Old Mutual NAM:OMM 77 3-Year EBITDA Growth Rate is 38.90% as of Dec. 2025, which is 1044% above its 10-year median of 3.40. GuruFocus rates NAM:OMM with a GF Score™ of 77/100 and a GF Value™ of R21.12 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 182 Diversified Financial Services companies, Old Mutual ranks better than 82.42% on this metric.

Old Mutual's EBITDA per Share for the six months ended in Dec. 2025 was R3.01.

During the past 12 months, Old Mutual's average EBITDA Per Share Growth Rate was 42.60% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 38.90% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 58.80% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was -0.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Old Mutual was 140.40% per year. The lowest was -50.80% per year. And the median was 3.40% per year.


Old Mutual  (NAM:OMM) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Old Mutual 3-Year EBITDA Growth Rate Related Terms


NAM:OMM vs FRHC, VOYA: 3-Year EBITDA Growth Rate Comparison

For the Financial Conglomerates subindustry, Old Mutual's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Mutual 3-Year EBITDA Growth Rate vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Old Mutual's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Old Mutual's 3-Year EBITDA Growth Rate falls into.


NAM:OMM
77GF Score
Old Mutual Ltd NAM:OMM
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Old Mutual 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 38.90% mean?
Old Mutual (NAM:OMM) has a 3-Year EBITDA Growth Rate of 38.90% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Old Mutual and its competitors. This is 1044% above median its historical median of 3.40. According to the industry distribution chart, Old Mutual ranks #32 out of 182 companies in the Diversified Financial Services industry, placing it in the top 17.6%.
Is Old Mutual's 3-Year EBITDA Growth Rate too high?
Old Mutual's current 3-Year EBITDA Growth Rate of 38.90% is 1044% above median its 10-year median of 3.40. The Diversified Financial Services industry median 3-Year EBITDA Growth Rate is 16.70. Old Mutual's value of 38.90% is 132.9% above this industry median. Based on the distribution chart, Old Mutual ranks #32 out of 182 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Old Mutual has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Old Mutual's 3-Year EBITDA Growth Rate compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Old Mutual ranks #32 out of 182 companies for 3-Year EBITDA Growth Rate. This places Old Mutual in the top 18% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 16.70. Old Mutual's value of 38.90% is 132.9% above this benchmark. While the company's 10-year median is 3.40 vs. the industry median of 16.70, Old Mutual has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Diversified Financial Services company?
The median 3-Year EBITDA Growth Rate among Diversified Financial Services companies is 16.70, based on 182 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Mutual's current 3-Year EBITDA Growth Rate of 38.90% is 132.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Old Mutual and its competitors. For the Diversified Financial Services industry, the median 3-Year EBITDA Growth Rate is 16.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Mutual's current 3-Year EBITDA Growth Rate is 38.90%, which is 1044% above median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Mutual stock overvalued right now?
Based on GuruFocus' analysis, Old Mutual (NAM:OMM) is currently considered Significantly Undervalued. The stock's GF Value™ is R21.12, compared to a current price of R13.04 — trading 38.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 38.90%, which is 1044% above median its 10-year median of 3.40 and 132.9% above the Diversified Financial Services industry median of 16.70. Old Mutual's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Old Mutual (NAM:OMM), the current 3-Year EBITDA Growth Rate is 38.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Mutual (NAM:OMM) Overvalued in 2026?

Based on GuruFocus' analysis, Old Mutual stock appears to be undervalued. The current stock price of R13.04 is trading 38.3% below its estimated GF Value™ of R21.12. GuruFocus considers Old Mutual to be Significantly Undervalued.

Key valuation signals for NAM:OMM:

  • 3-Year EBITDA Growth Rate: 38.90% (1044% above median its 10-year median of 3.40)
  • GF Value™: R21.12 vs. price of R13.04 (38.3% below fair value)
  • GF Score™: 77/100 with 1 warning sign
  • Industry Position: 132.9% above the Diversified Financial Services median (#32 of 182)

No single metric tells the full story. See the NAM:OMM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Old Mutual Business Description

Address Mutualpark, Jan Smuts Drive, Pinelands, Cape Town, WC, ZAF, 7405
Old Mutual Ltd provides financial services that include wealth management, banking, asset management, and insurance. The firm is organized into the following operational segments: Old Mutual Life and Savings, Old Mutual Investments, Old Mutual Banking, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities. The company generates key revenue from Old Mutual Life and Savings, which comprises retail and corporate segments offering risk, savings, investment, lending, and income products across diverse markets. This includes simple financial solutions for low- to lower-middle-income customers, holistic financial advice and tailored investment offerings for middle-income and high-net-worth individuals, and employee benefits and business solutions for SMEs.
77GF Score

Get the complete analysis for NAM:OMM

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R13.04
Price
R21.12
GF Value