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Old MutualNAM:OMM 76 Debt-to-Equity is 0.38 as of Dec. 2025, which is 5% below its 10-year median of 0.40. GuruFocus rates NAM:OMM with a GF Score™ of 76/100 and a GF Value™ of R20.93 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 168 Diversified Financial Services companies, Old Mutual ranks worse than 66.07% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Old Mutual's Debt-to-Equity or its related term are showing as below:
NAM:OMM'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14 Med: 0.4 Max: 0.59
Current: 0.38
During the past 13 years, the highest Debt-to-Equity Ratio of Old Mutual was 0.59. The lowest was 0.14. And the median was 0.40.
NAM:OMM's Debt-to-Equity is ranked worse than 66.07% of 168
companies
in the Diversified Financial Services industry
Industry Median: 0.18
vs NAM:OMM: 0.38
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Old Mutual Debt-to-Equity Related Terms
Old Mutual Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Old Mutual's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Old Mutual's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Mutual Debt-to-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Old Mutual's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Old Mutual's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Mutual (NAM:OMM) has a Debt-to-Equity of 0.38 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Old Mutual and its competitors. This is near median its historical median of 0.40. Over the past decade, Old Mutual's Debt-to-Equity has ranged from 0.14 to 0.59. According to the industry distribution chart, Old Mutual ranks #111 out of 168 companies in the Diversified Financial Services industry, placing it in the top 66.1%.
Is Old Mutual's Debt-to-Equity too high?
Old Mutual's current Debt-to-Equity of 0.38 is near median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.59. The Diversified Financial Services industry median Debt-to-Equity is 0.18. Old Mutual's value of 0.38 is 111.1% above this industry median. Based on the distribution chart, Old Mutual ranks #111 out of 168 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Old Mutual has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Old Mutual's Debt-to-Equity compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Old Mutual ranks #111 out of 168 companies for Debt-to-Equity. This places Old Mutual in the lower half of its industry. The industry median Debt-to-Equity is 0.18. Old Mutual's value of 0.38 is 111.1% above this benchmark. Historically, Old Mutual's own Debt-to-Equity has ranged from 0.14 to 0.59 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.18, Old Mutual has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Diversified Financial Services company?
The median Debt-to-Equity among Diversified Financial Services companies is 0.18, based on 168 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Mutual's current Debt-to-Equity of 0.38 is 111.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Old Mutual and its competitors. For the Diversified Financial Services industry, the median Debt-to-Equity is 0.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Mutual's current Debt-to-Equity is 0.38, which is near median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Mutual stock overvalued right now?
Based on GuruFocus' analysis, Old Mutual (NAM:OMM) is currently considered Significantly Undervalued. The stock's GF Value™ is R20.93, compared to a current price of R12.56 — trading 40% below its estimated fair value. The current Debt-to-Equity is 0.38, which is near median its 10-year median of 0.40 and 111.1% above the Diversified Financial Services industry median of 0.18. Old Mutual's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Old Mutual (NAM:OMM), the current Debt-to-Equity is 0.38 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Mutual (NAM:OMM) Overvalued in 2026?
Based on GuruFocus' analysis, Old Mutual stock appears to be undervalued.
The current stock price of R12.56 is trading 40% below its estimated GF Value™ of R20.93.
GuruFocus considers Old Mutual to be Significantly Undervalued.
Key valuation signals for NAM:OMM:
Debt-to-Equity: 0.38 (near median its 10-year median of 0.40)
GF Value™: R20.93 vs. price of R12.56 (40% below fair value)
Industry Position: 111.1% above the Diversified Financial Services median (#111 of 168)
No single metric tells the full story. See the NAM:OMM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Mutual Ltd provides financial services that include wealth management, banking, asset management, and insurance. The firm is organized into the following operational segments: Old Mutual Life and Savings, Old Mutual Investments, Old Mutual Banking, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities. The company generates key revenue from Old Mutual Life and Savings, which comprises retail and corporate segments offering risk, savings, investment, lending, and income products across diverse markets. This includes simple financial solutions for low- to lower-middle-income customers, holistic financial advice and tailored investment offerings for middle-income and high-net-worth individuals, and employee benefits and business solutions for SMEs.
76GF Score
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