Romerike Sparebank (OSL:ROMER) Net Loan: kr16,644.9 Mil (As of Mar. 2026)

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OSL:ROMER Romerike Sparebank OSL:ROMER
55 GF Score
Price kr155.00
GF Value kr145.17
Valuation Fairly Valued
! 3 Warning Signs
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What is Romerike Sparebank Net Loan?

Romerike Sparebank OSL:ROMER 55 Net Loan is kr16,644.9 Mil as of Mar. 2026. GuruFocus rates OSL:ROMER with a GF Score™ of 55/100 and a GF Value™ of kr145.17 (Fairly Valued). The stock has 3 warning signs investors should review.

Romerike Sparebank's quarterly net loan declined from Sep. 2025 (kr16,548.5 Mil) to Dec. 2025 (kr16,306.3 Mil) but then increased from Dec. 2025 (kr16,306.3 Mil) to Mar. 2026 (kr16,644.9 Mil).

Romerike Sparebank's annual net loan increased from Dec. 2023 (kr13,942.3 Mil) to Dec. 2024 (kr16,306.3 Mil) and increased from Dec. 2024 (kr16,306.3 Mil) to Dec. 2025 (kr16,644.9 Mil).

Romerike Sparebank Net Loan Historical Data

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The historical data trend for Romerike Sparebank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Romerike Sparebank Net Loan Chart

Romerike Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,630.71 12,922.05 13,942.31 14,901.78 16,306.28

Romerike Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,530.51 15,861.75 16,548.48 16,306.28 16,644.88
OSL:ROMER
55GF Score
Romerike Sparebank OSL:ROMER
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Romerike Sparebank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr16,644.9 Mil mean?
Romerike Sparebank (OSL:ROMER) has a Net Loan of kr16,644.9 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Romerike Sparebank and its competitors.
Is Romerike Sparebank's Net Loan too high?
Romerike Sparebank's current Net Loan is kr16,644.9 Mil. Overall, Romerike Sparebank has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Romerike Sparebank's Net Loan compare to competitors?
Romerike Sparebank's Net Loan of kr16,644.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Romerike Sparebank and its competitors. Romerike Sparebank's current Net Loan is kr16,644.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Romerike Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Romerike Sparebank (OSL:ROMER) is currently considered Fairly Valued. The stock's GF Value™ is kr145.17, compared to a current price of kr155.00 — trading 6.8% above its estimated fair value. The current Net Loan is kr16,644.9 Mil. Romerike Sparebank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Romerike Sparebank (OSL:ROMER), the current Net Loan is kr16,644.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Romerike Sparebank (OSL:ROMER) Overvalued in 2026?

Based on GuruFocus' analysis, Romerike Sparebank stock appears to be overvalued. The current stock price of kr155.00 is trading 6.8% above its estimated GF Value™ of kr145.17. GuruFocus considers Romerike Sparebank to be Fairly Valued.

Key valuation signals for OSL:ROMER:

  • Net Loan: kr16,644.9 Mil
  • GF Value™: kr145.17 vs. price of kr155.00 (6.8% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the OSL:ROMER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Romerike Sparebank Business Description

Address Torvet 5, Lillestrom, NOR, 2000
Romerike Sparebank is a local bank that provides banking and financial services in Norway. It provides services of Daily banking, Insurance, Loans, Savings and Retitement.
55GF Score

Get the complete analysis for OSL:ROMER

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr155.00
Price
kr145.17
GF Value