Romerike Sparebank (OSL:ROMER) Scaled Net Operating Assets: 0.41 (As of Mar. 2026)


OSL:ROMER Romerike Sparebank OSL:ROMER
52 GF Score
Price kr154.50
GF Value kr144.86
Valuation Fairly Valued
! 4 Warning Signs
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What is Romerike Sparebank Scaled Net Operating Assets?

Romerike Sparebank OSL:ROMER -3.41% 52 Scaled Net Operating Assets is 0.41 as of Mar. 2026. GuruFocus rates OSL:ROMER with a GF Score™ of 52/100 and a GF Value™ of kr144.86 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Romerike Sparebank's operating assets for the quarter that ended in Mar. 2026 was kr20,051.8 Mil. Romerike Sparebank's operating liabilities for the quarter that ended in Mar. 2026 was kr11,903.7 Mil. Romerike Sparebank's Total Assets for the quarter that ended in Dec. 2025 was kr19,783.2 Mil. Therefore, Romerike Sparebank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.41.

OSL:ROMER
52GF Score
Romerike Sparebank OSL:ROMER
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Romerike Sparebank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Romerike Sparebank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(19700.704-11215.197)/18012.263
=0.47

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=19783.232 - 82.528
=19700.704

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=17292.19 - 6076.993 - 0
=11215.197

Romerike Sparebank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(20051.797-11903.651)/19783.232
=0.41

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=20136.768 - 84.971
=20051.797

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=17798.606 - 5894.955 - 0
=11903.651

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.41 mean?
Romerike Sparebank (OSL:ROMER) has a Scaled Net Operating Assets of 0.41 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Romerike Sparebank and its competitors.
Is Romerike Sparebank's Scaled Net Operating Assets too high?
Romerike Sparebank's current Scaled Net Operating Assets is 0.41. Overall, Romerike Sparebank has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Romerike Sparebank's Scaled Net Operating Assets compare to competitors?
Romerike Sparebank's Scaled Net Operating Assets of 0.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Romerike Sparebank and its competitors. Romerike Sparebank's current Scaled Net Operating Assets is 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Romerike Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Romerike Sparebank (OSL:ROMER) is currently considered Fairly Valued. The stock's GF Value™ is kr144.86, compared to a current price of kr154.50 — trading 6.7% above its estimated fair value. The current Scaled Net Operating Assets is 0.41. Romerike Sparebank's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Romerike Sparebank (OSL:ROMER), the current Scaled Net Operating Assets is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Romerike Sparebank (OSL:ROMER) Overvalued in 2026?

Based on GuruFocus' analysis, Romerike Sparebank stock appears to be overvalued. The current stock price of kr154.50 is trading 6.7% above its estimated GF Value™ of kr144.86. GuruFocus considers Romerike Sparebank to be Fairly Valued.

Key valuation signals for OSL:ROMER:

  • Scaled Net Operating Assets: 0.41
  • GF Value™: kr144.86 vs. price of kr154.50 (6.7% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the OSL:ROMER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Romerike Sparebank Business Description

Address Torvet 5, Lillestrom, NOR, 2000
Romerike Sparebank is a local bank that provides banking and financial services in Norway. It provides services of Daily banking, Insurance, Loans, Savings and Retitement.
52GF Score

Get the complete analysis for OSL:ROMER

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr154.50
Price
kr144.86
GF Value