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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Romerike Sparebank's Debt-to-Equity or its related term are showing as below:
OSL:ROMER'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.29 Med: 2.35 Max: 3.42
Current: 2.52
During the past 12 years, the highest Debt-to-Equity Ratio of Romerike Sparebank was 3.42. The lowest was 1.29. And the median was 2.35.
OSL:ROMER's Debt-to-Equity is ranked worse than 89.53% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs OSL:ROMER: 2.52
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Romerike Sparebank Debt-to-Equity Related Terms
Romerike Sparebank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Romerike Sparebank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Romerike Sparebank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Romerike Sparebank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Romerike Sparebank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Romerike Sparebank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Romerike Sparebank (OSL:ROMER) has a Debt-to-Equity of 2.52 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Romerike Sparebank and its competitors. This is near median its historical median of 2.35. Over the past decade, Romerike Sparebank's Debt-to-Equity has ranged from 1.29 to 3.42. According to the industry distribution chart, Romerike Sparebank ranks #1274 out of 1423 companies in the Banks industry, placing it in the top 89.5%.
Is Romerike Sparebank's Debt-to-Equity too high?
Romerike Sparebank's current Debt-to-Equity of 2.52 is near median its 10-year median of 2.35. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 3.42. The Banks industry median Debt-to-Equity is 0.56. Romerike Sparebank's value of 2.52 is 350% above this industry median. Based on the distribution chart, Romerike Sparebank ranks #1274 out of 1423 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Romerike Sparebank has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Romerike Sparebank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Romerike Sparebank ranks #1274 out of 1423 companies for Debt-to-Equity. This places Romerike Sparebank in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Romerike Sparebank's value of 2.52 is 350% above this benchmark. Historically, Romerike Sparebank's own Debt-to-Equity has ranged from 1.29 to 3.42 over the past decade. While the company's 10-year median is 2.35 vs. the industry median of 0.56, Romerike Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Romerike Sparebank's current Debt-to-Equity of 2.52 is 350% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Romerike Sparebank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Romerike Sparebank's current Debt-to-Equity is 2.52, which is near median its own 10-year median of 2.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Romerike Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Romerike Sparebank (OSL:ROMER) is currently considered Fairly Valued. The stock's GF Value™ is kr145.18, compared to a current price of kr154.98 — trading 6.8% above its estimated fair value. The current Debt-to-Equity is 2.52, which is near median its 10-year median of 2.35 and 350% above the Banks industry median of 0.56. Romerike Sparebank's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Romerike Sparebank (OSL:ROMER), the current Debt-to-Equity is 2.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Romerike Sparebank (OSL:ROMER) Overvalued in 2026?
Based on GuruFocus' analysis, Romerike Sparebank stock appears to be overvalued.
The current stock price of kr154.98 is trading 6.8% above its estimated GF Value™ of kr145.18.
GuruFocus considers Romerike Sparebank to be Fairly Valued.
Key valuation signals for OSL:ROMER:
Debt-to-Equity: 2.52 (near median its 10-year median of 2.35)
GF Value™: kr145.18 vs. price of kr154.98 (6.8% above fair value)
Industry Position: 350% above the Banks median (#1274 of 1423)
No single metric tells the full story. See the OSL:ROMER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Romerike Sparebank is a local bank that provides banking and financial services in Norway. It provides services of Daily banking, Insurance, Loans, Savings and Retitement.
55GF Score
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