Romerike SparebankOSL:ROMER -3.41%52 Net Margin % is 33.84% as of Mar. 2026, which is 11% below its 10-year median of 38.05. GuruFocus rates OSL:ROMER with a GF Score™ of 52/100 and a GF Value™ of kr144.86 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Romerike Sparebank ranks better than 89.85% on this metric.
The historical rank and industry rank for Romerike Sparebank's Net Margin % or its related term are showing as below:
OSL:ROMER'
s Net Margin % Range Over the Past 10 Years
Min: 33.65 Med: 38.05 Max: 49.3
Current: 44.34
OSL:ROMER's Net Margin % is ranked better than 89.85% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs OSL:ROMER: 44.34
Romerike Sparebank (OSL:ROMER) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Romerike Sparebank Net Margin % Related Terms
Romerike Sparebank Net Margin % Historical Data
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The historical data trend for Romerike Sparebank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Romerike Sparebank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Romerike Sparebank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Romerike Sparebank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Romerike Sparebank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Romerike Sparebank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Romerike Sparebank (OSL:ROMER) has a Net Margin % of 33.84% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Romerike Sparebank and its competitors. This is 11% below median its historical median of 38.05. Over the past decade, Romerike Sparebank's Net Margin % has ranged from 33.65 to 49.30. According to the industry distribution chart, Romerike Sparebank ranks #155 out of 1527 companies in the Banks industry, placing it in the top 10.2%.
Is Romerike Sparebank's Net Margin % too high?
Romerike Sparebank's current Net Margin % of 33.84% is 11% below median its 10-year median of 38.05. Over the past 10 years, this metric has ranged from a low of 33.65 to a high of 49.30. The Banks industry median Net Margin % is 26.95. Romerike Sparebank's value of 33.84% is 25.6% above this industry median. Based on the distribution chart, Romerike Sparebank ranks #155 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Romerike Sparebank has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Romerike Sparebank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Romerike Sparebank ranks #155 out of 1527 companies for Net Margin %. This places Romerike Sparebank in the top 10% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Romerike Sparebank's value of 33.84% is 25.6% above this benchmark. Historically, Romerike Sparebank's own Net Margin % has ranged from 33.65 to 49.30 over the past decade. While the company's 10-year median is 38.05 vs. the industry median of 26.95, Romerike Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Romerike Sparebank's current Net Margin % of 33.84% is 25.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Romerike Sparebank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Romerike Sparebank's current Net Margin % is 33.84%, which is 11% below median its own 10-year median of 38.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Romerike Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Romerike Sparebank (OSL:ROMER) is currently considered Fairly Valued. The stock's GF Value™ is kr144.86, compared to a current price of kr154.50 — trading 6.7% above its estimated fair value. The current Net Margin % is 33.84%, which is 11% below median its 10-year median of 38.05 and 25.6% above the Banks industry median of 26.95. Romerike Sparebank's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Romerike Sparebank (OSL:ROMER), the current Net Margin % is 33.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Romerike Sparebank (OSL:ROMER) Overvalued in 2026?
Based on GuruFocus' analysis, Romerike Sparebank stock appears to be overvalued.
The current stock price of kr154.50 is trading 6.7% above its estimated GF Value™ of kr144.86.
GuruFocus considers Romerike Sparebank to be Fairly Valued.
Key valuation signals for OSL:ROMER:
Net Margin %: 33.84% (11% below median its 10-year median of 38.05)
GF Value™: kr144.86 vs. price of kr154.50 (6.7% above fair value)
Industry Position: 25.6% above the Banks median (#155 of 1527)
No single metric tells the full story. See the OSL:ROMER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Romerike Sparebank is a local bank that provides banking and financial services in Norway. It provides services of Daily banking, Insurance, Loans, Savings and Retitement.
52GF Score
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