Alpha Services and Holdings (STU:ACBC) Net Loan: €38,135 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:ACBC Alpha Services and Holdings SA STU:ACBC
33 GF Score
Price €0.94
GF Value €0.32
! 4 Warning Signs
View Full Analysis

What is Alpha Services and Holdings Net Loan?

Alpha Services and Holdings STU:ACBC -3.11% 33 Net Loan is €38,135 Mil as of Mar. 2026. GuruFocus rates STU:ACBC with a GF Score™ of 33/100 and a GF Value™ of €0.32. The stock has 4 warning signs investors should review.

Alpha Services and Holdings's quarterly net loan increased from Sep. 2025 (€35,643 Mil) to Dec. 2025 (€37,499 Mil) and increased from Dec. 2025 (€37,499 Mil) to Mar. 2026 (€38,135 Mil).

Alpha Services and Holdings's annual net loan increased from Dec. 2023 (€30,805 Mil) to Dec. 2024 (€37,499 Mil) and increased from Dec. 2024 (€37,499 Mil) to Dec. 2025 (€38,135 Mil).

Alpha Services and Holdings Net Loan Historical Data

* Premium members only.

The historical data trend for Alpha Services and Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alpha Services and Holdings Net Loan Chart

Alpha Services and Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30,732.65 33,109.13 30,805.00 33,949.00 37,499.00

Alpha Services and Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34,376.00 34,789.00 35,643.00 37,499.00 38,135.00
STU:ACBC
33GF Score
Alpha Services and Holdings SA STU:ACBC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alpha Services and Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €38,135 Mil mean?
Alpha Services and Holdings (STU:ACBC) has a Net Loan of €38,135 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Alpha Services and Holdings and its competitors.
Is Alpha Services and Holdings' Net Loan too high?
Alpha Services and Holdings' current Net Loan is €38,135 Mil. Overall, Alpha Services and Holdings has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Alpha Services and Holdings' Net Loan compare to WTFC and UMBF?
Alpha Services and Holdings' Net Loan of €38,135 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Alpha Services and Holdings and its competitors. Alpha Services and Holdings's current Net Loan is €38,135 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Services and Holdings stock overvalued right now?
Alpha Services and Holdings (STU:ACBC) has a current Net Loan of €38,135 Mil. The stock's GF Value™ is €0.32, compared to a current price of €0.94 — trading 192.2% above its estimated fair value. The current Net Loan is €38,135 Mil. Alpha Services and Holdings' overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Alpha Services and Holdings (STU:ACBC), the current Net Loan is €38,135 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alpha Services and Holdings (STU:ACBC) Overvalued in 2026?

Based on GuruFocus' analysis, Alpha Services and Holdings stock appears to be overvalued. The current stock price of €0.94 is trading 192.2% above its estimated GF Value™ of €0.32.

Key valuation signals for STU:ACBC:

  • Net Loan: €38,135 Mil
  • GF Value™: €0.32 vs. price of €0.94 (192.2% above fair value)
  • GF Score™: 33/100 with 4 warning signs

No single metric tells the full story. See the STU:ACBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alpha Services and Holdings Business Description

Other Exchanges ALBKY:USA
Address 40 Stadiou Street, Athens, GRC, 102 52
Alpha Services and Holdings SA, along with its subsidiaries, offers the following services: corporate and retail banking, financial services, investment banking and brokerage services, insurance services, real estate management and hotel services. Its segments include Retail, Wholesale, Wealth Management, International activities, Non Performing Assets and Corporate Center. The majority of the revenue is generated from its Wholesale banking segment, which offers working capital facilities, corporate loans, leasing products, and investment banking services, among others. Geographically, a substantial part of the company's overall revenue is generated from Greece.
33GF Score

Get the complete analysis for STU:ACBC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.94
Price
€0.32
GF Value