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Alpha Services and Holdings has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
Alpha Services and Holdings SA displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
GuruFocus does not calculate Alpha Services and Holdings's interest coverage with the available data.
Alpha Services and Holdings's debt to revenue ratio for the quarter that ended in Jun. 2026 was 2.08.
Altman Z-Score does not apply to banks and insurance companies.
Alpha Services and Holdings (STU:ACBC) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Alpha Services and Holdings has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Alpha Services and Holdings Financial Strength Related Terms
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Services and Holdings (STU:ACBC) has a Financial Strength of 3 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Alpha Services and Holdings and its competitors. This is near median its historical median of 3.00. Over the past decade, Alpha Services and Holdings' Financial Strength has ranged from 1.00 to 6.00.
Is Alpha Services and Holdings' Financial Strength too high?
Alpha Services and Holdings' current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Alpha Services and Holdings has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alpha Services and Holdings' Financial Strength compare to USB and PNC?
Alpha Services and Holdings' Financial Strength of 3 can be compared against companies in the Banks industry. Historically, Alpha Services and Holdings' own Financial Strength has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Alpha Services and Holdings and its competitors. Alpha Services and Holdings's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Services and Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alpha Services and Holdings (STU:ACBC) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.38, compared to a current price of €1.00 — trading 161.8% above its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. Alpha Services and Holdings' overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Alpha Services and Holdings (STU:ACBC), the current Financial Strength is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alpha Services and Holdings (STU:ACBC) Overvalued in 2026?
Based on GuruFocus' analysis, Alpha Services and Holdings stock appears to be overvalued.
The current stock price of €1.00 is trading 161.8% above its estimated GF Value™ of €0.38.
GuruFocus considers Alpha Services and Holdings to be Significantly Overvalued.
Key valuation signals for STU:ACBC:
Financial Strength: 3 (near median its 10-year median of 3.00)
GF Value™: €0.38 vs. price of €1.00 (161.8% above fair value)
No single metric tells the full story. See the STU:ACBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alpha Services and Holdings SA, along with its subsidiaries, offers the following services: corporate and retail banking, financial services, investment banking and brokerage services, insurance services, real estate management and hotel services. Its segments include Retail, Wholesale, Wealth Management, International activities, Non Performing Assets and Corporate Center. The majority of the revenue is generated from its Wholesale banking segment, which offers working capital facilities, corporate loans, leasing products, and investment banking services, among others. Geographically, a substantial part of the company's overall revenue is generated from Greece.
37GF Score
Get the complete analysis for STU:ACBC
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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