Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Alpha Services and HoldingsSTU:ACBC -0.95%39 Equity-to-Asset is 0.11 as of Jun. 2026, which is 8% below its 10-year median of 0.12. GuruFocus rates STU:ACBC with a GF Score™ of 39/100 and a GF Value™ of €0.38 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,521 Banks companies, Alpha Services and Holdings ranks better than 63.91% on this metric.
Alpha Services and Holdings (STU:ACBC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Alpha Services and Holdings Equity-to-Asset Related Terms
Alpha Services and Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Alpha Services and Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alpha Services and Holdings Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Alpha Services and Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Alpha Services and Holdings's Equity-to-Asset falls into.
Alpha Services and Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Alpha Services and Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alpha Services and Holdings (STU:ACBC) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Alpha Services and Holdings and its competitors. This is near median its historical median of 0.12. Over the past decade, Alpha Services and Holdings' Equity-to-Asset has ranged from 0.08 to 0.16. According to the industry distribution chart, Alpha Services and Holdings ranks #549 out of 1521 companies in the Banks industry, placing it in the top 36.1%.
Is Alpha Services and Holdings' Equity-to-Asset too high?
Alpha Services and Holdings' current Equity-to-Asset of 0.11 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Alpha Services and Holdings' value of 0.11 is 10% above this industry median. Based on the distribution chart, Alpha Services and Holdings ranks #549 out of 1521 companies in the Banks industry, which is above the industry midpoint. Overall, Alpha Services and Holdings has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alpha Services and Holdings' Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Alpha Services and Holdings ranks #549 out of 1521 companies for Equity-to-Asset. This puts Alpha Services and Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Alpha Services and Holdings' value of 0.11 is 10% above this benchmark. Historically, Alpha Services and Holdings' own Equity-to-Asset has ranged from 0.08 to 0.16 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Alpha Services and Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alpha Services and Holdings's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Alpha Services and Holdings and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alpha Services and Holdings's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Services and Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alpha Services and Holdings (STU:ACBC) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.38, compared to a current price of €1.04 — trading 173.7% above its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.12 and 10% above the Banks industry median of 0.10. Alpha Services and Holdings' overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Alpha Services and Holdings (STU:ACBC), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alpha Services and Holdings (STU:ACBC) Overvalued in 2026?
Based on GuruFocus' analysis, Alpha Services and Holdings stock appears to be overvalued.
The current stock price of €1.04 is trading 173.7% above its estimated GF Value™ of €0.38.
GuruFocus considers Alpha Services and Holdings to be Significantly Overvalued.
Key valuation signals for STU:ACBC:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.12)
GF Value™: €0.38 vs. price of €1.04 (173.7% above fair value)
Industry Position: 10% above the Banks median (#549 of 1521)
No single metric tells the full story. See the STU:ACBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alpha Services and Holdings SA, along with its subsidiaries, offers the following services: corporate and retail banking, financial services, investment banking and brokerage services, insurance services, real estate management and hotel services. Its segments include Retail, Wholesale, Wealth Management, International activities, Non Performing Assets and Corporate Center. The majority of the revenue is generated from its Wholesale banking segment, which offers working capital facilities, corporate loans, leasing products, and investment banking services, among others. Geographically, a substantial part of the company's overall revenue is generated from Greece.
39GF Score
Get the complete analysis for STU:ACBC
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:ACBC has been successfully added to your 
