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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Tompkins Financial's current 5-Year Share Buyback Ratio was 0.70%.
TMP's 5-Year Share Buyback Ratio is ranked better than 76.85% of 1093
companies
in the Banks industry
Industry Median: -0.5
vs TMP: 0.70
Tompkins Financial (AMEX:TMP) 5-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Tompkins Financial 5-Year Share Buyback Ratio Related Terms
TMP vs PEBO, BHRB, AMAL: 5-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Tompkins Financial's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tompkins Financial 5-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Tompkins Financial's 5-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Tompkins Financial's 5-Year Share Buyback Ratio falls into.
Tompkins Financial 5-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Share Buyback Ratio of 0.70 mean?
Tompkins Financial (TMP) has a 5-Year Share Buyback Ratio of 0.70 as of Jun. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Tompkins Financial and its competitors. According to the industry distribution chart, Tompkins Financial ranks #253 out of 1093 companies in the Banks industry, placing it in the top 23.1%.
Is Tompkins Financial's 5-Year Share Buyback Ratio too high?
Tompkins Financial's current 5-Year Share Buyback Ratio is 0.70. Based on the distribution chart, Tompkins Financial ranks #253 out of 1093 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Tompkins Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tompkins Financial's 5-Year Share Buyback Ratio compare to PEBO and BHRB?
According to the Banks industry distribution chart, Tompkins Financial ranks #253 out of 1093 companies for 5-Year Share Buyback Ratio. This places Tompkins Financial in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Banks company?
A good 5-Year Share Buyback Ratio depends on the Banks industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Tompkins Financial and its competitors. Tompkins Financial's current 5-Year Share Buyback Ratio is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tompkins Financial stock overvalued right now?
Based on GuruFocus' analysis, Tompkins Financial (TMP) is currently considered Significantly Overvalued. The stock's GF Value™ is $64.99, compared to a current price of $100.25 — trading 54.3% above its estimated fair value. The current 5-Year Share Buyback Ratio is 0.70. Tompkins Financial's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Tompkins Financial (TMP), the current 5-Year Share Buyback Ratio is 0.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tompkins Financial (TMP) Overvalued in 2026?
Based on GuruFocus' analysis, Tompkins Financial stock appears to be overvalued.
The current stock price of $100.25 is trading 54.3% above its estimated GF Value™ of $64.99.
GuruFocus considers Tompkins Financial to be Significantly Overvalued.
Key valuation signals for TMP:
5-Year Share Buyback Ratio: 0.70
GF Value™: $64.99 vs. price of $100.25 (54.3% above fair value)
No single metric tells the full story. See the TMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tompkins Financial Corp is a Financial Holding Company. The company manages its operations through two business segments, consisting of banking and wealth management. It offers various products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. Wealth management activities include the results of the company's trust, financial planning, and wealth management services. The company generates the majority of its revenue from the Banking segment.
51GF Score
Get the complete analysis for TMP
5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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