MFBP (M & F Bancorp) Total Deposits: $363.90 Mil (As of Jun. 2026)

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MFBP M & F Bancorp Inc MFBP
45 GF Score
Price $48.40
GF Value $18.54
Valuation Significantly Overvalued
! 6 Warning Signs
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What is M & F Bancorp Total Deposits?

M & F Bancorp MFBP -0.14% 45 Total Deposits is $363.90 Mil as of Jun. 2026. GuruFocus rates MFBP with a GF Score™ of 45/100 and a GF Value™ of $18.54 (Significantly Overvalued). The stock has 6 warning signs investors should review.

M & F Bancorp's annual total deposits increased from Dec. 2023 ($320.94 Mil) to Dec. 2024 ($390.76 Mil) but then declined from Dec. 2024 ($390.76 Mil) to Dec. 2025 ($368.53 Mil).

M & F Bancorp Total Deposits Historical Data

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The historical data trend for M & F Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M & F Bancorp Total Deposits Chart

M & F Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 317.02 327.40 320.94 390.76 368.53

M & F Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 384.51 380.57 368.53 377.02 363.90
MFBP
45GF Score
M & F Bancorp Inc MFBP
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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M & F Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $363.90 Mil mean?
M & F Bancorp (MFBP) has a Total Deposits of $363.90 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for M & F Bancorp and its competitors.
Is M & F Bancorp's Total Deposits too high?
M & F Bancorp's current Total Deposits is $363.90 Mil. Overall, M & F Bancorp has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M & F Bancorp's Total Deposits compare to FSMK and NACB?
M & F Bancorp's Total Deposits of $363.90 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for M & F Bancorp and its competitors. M & F Bancorp's current Total Deposits is $363.90 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M & F Bancorp stock overvalued right now?
Based on GuruFocus' analysis, M & F Bancorp (MFBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.54, compared to a current price of $48.40 — trading 161.1% above its estimated fair value. The current Total Deposits is $363.90 Mil. M & F Bancorp's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For M & F Bancorp (MFBP), the current Total Deposits is $363.90 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M & F Bancorp (MFBP) Overvalued in 2026?

Based on GuruFocus' analysis, M & F Bancorp stock appears to be overvalued. The current stock price of $48.40 is trading 161.1% above its estimated GF Value™ of $18.54. GuruFocus considers M & F Bancorp to be Significantly Overvalued.

Key valuation signals for MFBP:

  • Total Deposits: $363.90 Mil
  • GF Value™: $18.54 vs. price of $48.40 (161.1% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the MFBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

M & F Bancorp Business Description

Address 2634 Durham Chapel Hill Boulevard, Suite 101, PO BOX 19322, Durham, NC, USA, 27707
M & F Bancorp Inc is a bank holding company. The Bank has seven branches in North Carolina: two in Durham, two in Raleigh, and one each in Charlotte, Greensboro, and Winston-Salem. The company operates as a single business segment and offers a wide variety of consumer and commercial banking services and products. The Bank offers banking services such as checking accounts, savings accounts, Negotiable Order of Withdrawal accounts, money market accounts, certificates of deposit, individual retirement accounts, equity lines of credit, credit lines, consumer loans, and credit cards. M&F Bank is one of only a few NC banks designated by the U.S. Treasury as a Community Development Financial Institution.
45GF Score

Get the complete analysis for MFBP

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.40
Price
$18.54
GF Value