MFBP (M & F Bancorp) Institutional Ownership: 1.16% (As of Jul. 31, 2026)

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MFBP M & F Bancorp Inc MFBP
45 GF Score
Price $47.40
GF Value $19.10
Valuation Significantly Overvalued
! 6 Warning Signs
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What is M & F Bancorp Institutional Ownership?

M & F Bancorp MFBP -0.84% 45 Institutional Ownership is 1.16% as of Jul. 31, 2026. GuruFocus rates MFBP with a GF Score™ of 45/100 and a GF Value™ of $19.10 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, M & F Bancorp's institutional ownership is 1.16%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, M & F Bancorp's Insider Ownership is 18.69%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, M & F Bancorp's Float Percentage Of Total Shares Outstanding is 0.00%.

M & F Bancorp Institutional Ownership Historical Data

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The historical data trend for M & F Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M & F Bancorp Institutional Ownership Chart

M & F Bancorp Historical Data

The historical data trend for M & F Bancorp can be seen below:

2023-07-31 2023-08-31 2023-09-30 2023-10-31 2023-11-30 2023-12-31 2024-01-31 2024-02-29 2026-05-31 2026-06-30
Institutional Ownership 0.22 0.22 0.37 0.37 0.37 0.37 0.37 0.37 1.68 1.68
MFBP
45GF Score
M & F Bancorp Inc MFBP
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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M & F Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 1.16% mean?
M & F Bancorp (MFBP) has a Institutional Ownership of 1.16% as of Jul. 31, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on M & F Bancorp and its competitors.
Is M & F Bancorp's Institutional Ownership too high?
M & F Bancorp's current Institutional Ownership is 1.16%. Overall, M & F Bancorp has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M & F Bancorp's Institutional Ownership compare to FUSB and PBKC?
M & F Bancorp's Institutional Ownership of 1.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on M & F Bancorp and its competitors. M & F Bancorp's current Institutional Ownership is 1.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M & F Bancorp stock overvalued right now?
Based on GuruFocus' analysis, M & F Bancorp (MFBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.10, compared to a current price of $47.40 — trading 148.2% above its estimated fair value. The current Institutional Ownership is 1.16%. M & F Bancorp's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For M & F Bancorp (MFBP), the current Institutional Ownership is 1.16% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M & F Bancorp (MFBP) Overvalued in 2026?

Based on GuruFocus' analysis, M & F Bancorp stock appears to be overvalued. The current stock price of $47.40 is trading 148.2% above its estimated GF Value™ of $19.10. GuruFocus considers M & F Bancorp to be Significantly Overvalued.

Key valuation signals for MFBP:

  • Institutional Ownership: 1.16%
  • GF Value™: $19.10 vs. price of $47.40 (148.2% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the MFBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

M & F Bancorp Business Description

Address 2634 Durham Chapel Hill Boulevard, Suite 101, PO BOX 19322, Durham, NC, USA, 27707
M & F Bancorp Inc is a bank holding company. The Bank has seven branches in North Carolina: two in Durham, two in Raleigh, and one each in Charlotte, Greensboro, and Winston-Salem. The company operates as a single business segment and offers a wide variety of consumer and commercial banking services and products. The Bank offers banking services such as checking accounts, savings accounts, Negotiable Order of Withdrawal accounts, money market accounts, certificates of deposit, individual retirement accounts, equity lines of credit, credit lines, consumer loans, and credit cards. M&F Bank is one of only a few NC banks designated by the U.S. Treasury as a Community Development Financial Institution.
45GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.40
Price
$19.10
GF Value