Business Description
Citizens Bancorp of Virginia Inc
NAICS : 522110
SIC : 6022
ISIN : US17316V1044
Total Employee Number:
114Description
Citizens Bancorp of Virginia Inc is a one-bank holding company. The bank conducts the general business of a commercial bank. The bank offers traditional lending and deposit products to businesses and individuals. Its business banking services include checking, savings, certificates of deposit, and merchant services. It has six loan portfolios that include residential real estate, commercial real estate, farmland, Construction, commercial and industrial loans, and consumer loans.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.74 | |||||
Equity-to-Asset | 0.14 | |||||
Debt-to-Equity | 0.1 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.38 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.1 | |||||
3-Year EPS without NRI Growth Rate | 8.7 | |||||
3-Year FCF Growth Rate | 13.4 | |||||
3-Year Book Growth Rate | 17.5 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 97.41 | |||||
9-Day RSI | 85.63 | |||||
14-Day RSI | 72.46 | |||||
3-1 Month Momentum % | 3.2 | |||||
6-1 Month Momentum % | 13.82 | |||||
12-1 Month Momentum % | 17.27 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.92 | |||||
Dividend Payout Ratio | 0.25 | |||||
3-Year Dividend Growth Rate | 3.8 | |||||
Forward Dividend Yield % | 3.02 | |||||
5-Year Yield-on-Cost % | 3.48 | |||||
3-Year Average Share Buyback Ratio | 0.3 | |||||
Shareholder Yield % | 5.51 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 38.46 | |||||
FCF Margin % | 27.69 | |||||
OCF Margin % | 29.97 | |||||
ROE % | 13.14 | |||||
ROA % | 1.7 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.7 | |||||
PE Ratio without NRI | 8.71 | |||||
Shiller PE Ratio | 12.57 | |||||
Price-to-Owner-Earnings | 10.11 | |||||
PEG Ratio | 1.34 | |||||
PS Ratio | 3.34 | |||||
PB Ratio | 1.05 | |||||
Price-to-Tangible-Book | 1.05 | |||||
Price-to-Free-Cash-Flow | 12.07 | |||||
Price-to-Operating-Cash-Flow | 11.15 | |||||
EV-to-Revenue | 3.42 | |||||
EV-to-FCF | 12.36 | |||||
Price-to-GF-Value | 1.15 | |||||
Price-to-Projected-FCF | 0.63 | |||||
Price-to-DCF (Earnings Based) | 0.47 | |||||
Price-to-DCF (FCF Based) | 0.56 | |||||
Price-to-Median-PS-Value | 0.97 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.34 | |||||
Price-to-Graham-Number | 0.64 | |||||
FCF Yield % | 8.29 | |||||
Forward Rate of Return (Yacktman) % | 14.21 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Citizens Bancorp of Virginia Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 25.046 | ||
| EPS (TTM) ($) | 4.57 | ||
| Beta | 0.3556 | ||
| 3-Year Sharpe Ratio | 0.48 | ||
| 3-Year Sortino Ratio | 0.89 | ||
| Volatility % | 13.43 | ||
| 14-Day RSI | 72.46 | ||
| 14-Day ATR ($) | 0.172142 | ||
| 20-Day SMA ($) | 38.871362 | ||
| 12-1 Month Momentum % | 17.27 | ||
| 52-Week Range ($) | 28.55 - 41.5 | ||
| Shares Outstanding (Mil) | 2.1 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citizens Bancorp of Virginia Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citizens Bancorp of Virginia Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| USD 0.300000 Cash Dividend | 2026-07-01 | 39.75 (+0.00%) | ||
| USD 0.300000 Cash Dividend | 2026-04-01 | 37.50 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2026-01-02 | 34.00 (+0.00%) | ||
| USD 0.290000 Cash Dividend | 2025-10-01 | 31.75 (+0.00%) | ||
| USD 0.280000 Cash Dividend | 2025-07-01 | 33.00 (+14.98%) | ||
| USD 0.280000 Cash Dividend | 2025-04-01 | 27.60 (+0.00%) | ||
| USD 0.280000 Cash Dividend | 2025-01-02 | 29.50 (+0.00%) | ||
| USD 0.280000 Cash Dividend | 2024-10-01 | 29.40 (-0.34%) | ||
| USD 0.270000 Cash Dividend | 2024-07-01 | 25.40 (+0.00%) |
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Citizens Bancorp of Virginia Inc Frequently Asked Questions
What is Citizens Bancorp of Virginia Inc(CZBT)'s stock price today?
The current price of CZBT is $39.75. The 52 week high of CZBT is $41.50 and 52 week low is $28.55.
When is next earnings date of Citizens Bancorp of Virginia Inc(CZBT)?
The next earnings date of Citizens Bancorp of Virginia Inc(CZBT) is .
Does Citizens Bancorp of Virginia Inc(CZBT) pay dividends? If so, how much?
The Dividend Yield %  of Citizens Bancorp of Virginia Inc(CZBT) is 2.92% (As of Today), Highest Dividend Payout Ratio of Citizens Bancorp of Virginia Inc(CZBT) was 0.41. The lowest was 0.25. And the median was 0.32. The  Forward Dividend Yield % of Citizens Bancorp of Virginia Inc(CZBT) is 3.02%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:CZBT
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Citizens Bancorp of Virginia Inc
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