Business Description
1st Summit Bancorp Johnstown Inc
NAICS : 522110
SIC : 6011
ISIN : US3371251089
Total Employee Number:
201Description
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.07 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 1.98 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.61 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -2.4 | |||||
3-Year EPS without NRI Growth Rate | -21.9 | |||||
3-Year FCF Growth Rate | -54.4 | |||||
3-Year Book Growth Rate | 3.5 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 90.43 | |||||
9-Day RSI | 74.36 | |||||
14-Day RSI | 62.79 | |||||
3-1 Month Momentum % | 3.49 | |||||
6-1 Month Momentum % | -3.75 | |||||
12-1 Month Momentum % | 48.08 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.46 | |||||
Dividend Payout Ratio | 0.53 | |||||
3-Year Dividend Growth Rate | 10.1 | |||||
Forward Dividend Yield % | 4.46 | |||||
5-Year Yield-on-Cost % | 4.46 | |||||
3-Year Average Share Buyback Ratio | 1.1 | |||||
Shareholder Yield % | -111.9 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 16.67 | |||||
FCF Margin % | 2.83 | |||||
OCF Margin % | 20.71 | |||||
ROE % | 6.63 | |||||
ROA % | 0.46 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.97 | |||||
PE Ratio without NRI | 11.97 | |||||
Price-to-Owner-Earnings | 19 | |||||
PS Ratio | 1.99 | |||||
PB Ratio | 0.77 | |||||
Price-to-Tangible-Book | 0.77 | |||||
Price-to-Free-Cash-Flow | 70.35 | |||||
Price-to-Operating-Cash-Flow | 9.63 | |||||
EV-to-Revenue | 6.72 | |||||
EV-to-FCF | 237.05 | |||||
Price-to-GF-Value | 0.98 | |||||
Price-to-Graham-Number | 0.64 | |||||
FCF Yield % | 1.42 | |||||
Forward Rate of Return (Yacktman) % | 4.48 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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1st Summit Bancorp Johnstown Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 41.037 | ||
| EPS (TTM) ($) | 3.22 | ||
| Beta | -0.0336 | ||
| 3-Year Sharpe Ratio | -0.48 | ||
| 3-Year Sortino Ratio | -0.54 | ||
| Volatility % | 23.73 | ||
| 14-Day RSI | 62.79 | ||
| 14-Day ATR ($) | 0.230055 | ||
| 20-Day SMA ($) | 38.197 | ||
| 12-1 Month Momentum % | 48.08 | ||
| 52-Week Range ($) | 24.9 - 40.25 | ||
| Shares Outstanding (Mil) | 2.12 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
1st Summit Bancorp Johnstown Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
1st Summit Bancorp Johnstown Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-14 | In 112 days | ||
| Second quarter earnings results for 2026 | 2026-07-10 | In 16 days | ||
| General meeting for 2025 | 2026-06-29 | In 5 days | ||
| USD 0.430000 Cash Dividend | 2026-06-01 | 38.50 (+1.53%) | ||
| First quarter earnings results for 2026 | 2026-04-16 | 39.00 (+0.00%) | ||
| Annual report for 2025 | 2026-04-02 | 39.94 (+10.21%) | ||
| USD 0.430000 Cash Dividend | 2026-03-02 | 37.50 (+2.74%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-16 | 38.85 (+0.00%) | ||
| USD 0.430000 Cash Dividend | 2025-12-01 | 35.01 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-14 | 28.00 (+0.00%) |
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1st Summit Bancorp Johnstown Inc Frequently Asked Questions
What is 1st Summit Bancorp Johnstown Inc(FSMK)'s stock price today?
The current price of FSMK is $38.55. The 52 week high of FSMK is $40.25 and 52 week low is $24.90.
When is next earnings date of 1st Summit Bancorp Johnstown Inc(FSMK)?
The next earnings date of 1st Summit Bancorp Johnstown Inc(FSMK) is 2026-07-10 Est..
Does 1st Summit Bancorp Johnstown Inc(FSMK) pay dividends? If so, how much?
The Dividend Yield %  of 1st Summit Bancorp Johnstown Inc(FSMK) is 4.46% (As of Today), Highest Dividend Payout Ratio of 1st Summit Bancorp Johnstown Inc(FSMK) was 1.42. The lowest was 0.25. And the median was 0.93. The  Forward Dividend Yield % of 1st Summit Bancorp Johnstown Inc(FSMK) is 4.46%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:FSMK
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on 1st Summit Bancorp Johnstown Inc
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