The Travelers (BSP:TRVC34) Unearned Premiums: R$119,530 Mil (As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:TRVC34 The Travelers Companies Inc BSP:TRVC34
62 GF Score
Price R$58.44
GF Value R$38.23
Valuation Significantly Overvalued
! 6 Warning Signs
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What is The Travelers Unearned Premiums?

The Travelers BSP:TRVC34 62 Unearned Premiums is R$119,530 Mil as of Jun. 2026. GuruFocus rates BSP:TRVC34 with a GF Score™ of 62/100 and a GF Value™ of R$38.23 (Significantly Overvalued). The stock has 6 warning signs investors should review.

The Travelers's quarterly unearned premiums declined from Dec. 2025 (R$122,377 Mil) to Mar. 2026 (R$119,088 Mil) but then increased from Mar. 2026 (R$119,088 Mil) to Jun. 2026 (R$119,530 Mil).

The Travelers's annual unearned premiums increased from Dec. 2023 (R$102,269 Mil) to Dec. 2024 (R$135,985 Mil) but then declined from Dec. 2024 (R$135,985 Mil) to Dec. 2025 (R$122,377 Mil).

The Travelers Unearned Premiums Historical Data

* Premium members only.

The historical data trend for The Travelers's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Travelers Unearned Premiums Chart

The Travelers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93,130.55 95,676.10 102,268.63 135,985.19 122,376.81

The Travelers Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 129,150.59 126,545.35 122,376.81 119,088.45 119,529.88
BSP:TRVC34
62GF Score
The Travelers Companies Inc BSP:TRVC34
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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The Travelers Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of R$119,530 Mil mean?
The Travelers (BSP:TRVC34) has a Unearned Premiums of R$119,530 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for The Travelers and its competitors.
Is The Travelers' Unearned Premiums too high?
The Travelers' current Unearned Premiums is R$119,530 Mil. Overall, The Travelers has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' Unearned Premiums compare to ALL and PGR?
The Travelers' Unearned Premiums of R$119,530 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for The Travelers and its competitors. The Travelers's current Unearned Premiums is R$119,530 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (BSP:TRVC34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$38.23, compared to a current price of R$58.44 — trading 52.9% above its estimated fair value. The current Unearned Premiums is R$119,530 Mil. The Travelers' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For The Travelers (BSP:TRVC34), the current Unearned Premiums is R$119,530 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Travelers (BSP:TRVC34) Overvalued in 2026?

Based on GuruFocus' analysis, The Travelers stock appears to be overvalued. The current stock price of R$58.44 is trading 52.9% above its estimated GF Value™ of R$38.23. GuruFocus considers The Travelers to be Significantly Overvalued.

Key valuation signals for BSP:TRVC34:

  • Unearned Premiums: R$119,530 Mil
  • GF Value™: R$38.23 vs. price of R$58.44 (52.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the BSP:TRVC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Travelers Business Description

Address 485 Lexington Avenue, New York, NY, USA, 10017
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
62GF Score

Get the complete analysis for BSP:TRVC34

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$58.44
Price
R$38.23
GF Value