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The TravelersBSP:TRVC34 71 5-Year Yield-on-Cost % is 1.28 as of Jul. 16, 2026, which is 54% below its 10-year median of 2.80. GuruFocus rates BSP:TRVC34 with a GF Score™ of 71/100 and a GF Value™ of R$43.06 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 418 Insurance companies, The Travelers ranks worse than 81.58% on this metric.
The Travelers's yield on cost for the quarter that ended in Mar. 2026 was 1.28.
The historical rank and industry rank for The Travelers's 5-Year Yield-on-Cost % or its related term are showing as below:
BSP:TRVC34'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.28 Med: 2.8 Max: 4.74
Current: 1.28
During the past 13 years, The Travelers's highest Yield on Cost was 4.74. The lowest was 1.28. And the median was 2.80.
BSP:TRVC34's 5-Year Yield-on-Cost % is ranked worse than 81.58% of 418
companies
in the Insurance industry
Industry Median: 4
vs BSP:TRVC34: 1.28
The Travelers (BSP:TRVC34) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
The Travelers 5-Year Yield-on-Cost % Related Terms
BSP:TRVC34 vs ALL, CINF, WRB: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, The Travelers's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Travelers 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, The Travelers's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where The Travelers's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of The Travelers is calculated as
The Travelers (BSP:TRVC34) has a 5-Year Yield-on-Cost % of 1.28 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Travelers and its competitors. This is 54% below median its historical median of 2.80. Over the past decade, The Travelers' 5-Year Yield-on-Cost % has ranged from 1.28 to 4.74. According to the industry distribution chart, The Travelers ranks #341 out of 418 companies in the Insurance industry, placing it in the top 81.6%.
Is The Travelers' 5-Year Yield-on-Cost % too high?
The Travelers' current 5-Year Yield-on-Cost % of 1.28 is 54% below median its 10-year median of 2.80. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 4.74. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. The Travelers' value of 1.28 is 68% below this industry median. Based on the distribution chart, The Travelers ranks #341 out of 418 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, The Travelers has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' 5-Year Yield-on-Cost % compare to ALL and CINF?
According to the Insurance industry distribution chart, The Travelers ranks #341 out of 418 companies for 5-Year Yield-on-Cost %. This places The Travelers in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. The Travelers' value of 1.28 is 68% below this benchmark. Historically, The Travelers' own 5-Year Yield-on-Cost % has ranged from 1.28 to 4.74 over the past decade. While the company's 10-year median is 2.80 vs. the industry median of 4.00, The Travelers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Travelers's current 5-Year Yield-on-Cost % of 1.28 is 68% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Travelers and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Travelers's current 5-Year Yield-on-Cost % is 1.28, which is 54% below median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (BSP:TRVC34) is currently considered Modestly Overvalued. The stock's GF Value™ is R$43.06, compared to a current price of R$53.65 — trading 24.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.28, which is 54% below median its 10-year median of 2.80 and 68% below the Insurance industry median of 4.00. The Travelers' overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The Travelers (BSP:TRVC34), the current 5-Year Yield-on-Cost % is 1.28 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Travelers (BSP:TRVC34) Overvalued in 2026?
Based on GuruFocus' analysis, The Travelers stock appears to be overvalued.
The current stock price of R$53.65 is trading 24.6% above its estimated GF Value™ of R$43.06.
GuruFocus considers The Travelers to be Modestly Overvalued.
Key valuation signals for BSP:TRVC34:
5-Year Yield-on-Cost %: 1.28 (54% below median its 10-year median of 2.80)
GF Value™: R$43.06 vs. price of R$53.65 (24.6% above fair value)
Industry Position: 68% below the Insurance median (#341 of 418)
No single metric tells the full story. See the BSP:TRVC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
71GF Score
Get the complete analysis for BSP:TRVC34
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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