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The TravelersBSP:TRVC34 +0.03%69 EV-to-EBITDA is 7.34 as of Jul. 31, 2026, which is 25% below its 10-year median of 9.75. GuruFocus rates BSP:TRVC34 with a GF Score™ of 69/100 and a GF Value™ of R$44.61 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 346 Insurance companies, The Travelers ranks better than 53.18% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, The Travelers's enterprise value is R$446,360 Mil.
The Travelers's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was R$60,828 Mil. Therefore, The Travelers's EV-to-EBITDA for today is 7.34.
The historical rank and industry rank for The Travelers's EV-to-EBITDA or its related term are showing as below:
BSP:TRVC34'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.86 Med: 9.75 Max: 14.94
Current: 7.57
During the past 13 years, the highest EV-to-EBITDA of The Travelers was 14.94. The lowest was 6.86. And the median was 9.75.
BSP:TRVC34's EV-to-EBITDA is ranked better than 53.18% of 346
companies
in the Insurance industry
Industry Median: 8.37
vs BSP:TRVC34: 7.57
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The Travelers (BSP:TRVC34) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Travelers's PE Ratio (TTM) for today is calculated as:
The Travelers's share price for today is R$62.00.
The Travelers's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$6.181.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for The Travelers's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:TRVC34 vs ALL, PGR, CINF: EV-to-EBITDA Comparison
For the Insurance - Property & Casualty subindustry, The Travelers's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Travelers EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, The Travelers's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where The Travelers's EV-to-EBITDA falls into.
The Travelers's current Enterprise Value is R$446,360 Mil.
The Travelers's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$60,828 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Travelers (BSP:TRVC34) has a EV-to-EBITDA of 7.34 as of Jul. 31, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on The Travelers. This is 25% below median its historical median of 9.75. Over the past decade, The Travelers' EV-to-EBITDA has ranged from 6.86 to 14.94. According to the industry distribution chart, The Travelers ranks #162 out of 346 companies in the Insurance industry, placing it in the top 46.8%.
Is The Travelers' EV-to-EBITDA too high?
The Travelers' current EV-to-EBITDA of 7.34 is 25% below median its 10-year median of 9.75. Over the past 10 years, this metric has ranged from a low of 6.86 to a high of 14.94. The Insurance industry median EV-to-EBITDA is 8.37. The Travelers' value of 7.34 is 12.3% below this industry median. Based on the distribution chart, The Travelers ranks #162 out of 346 companies in the Insurance industry, which is above the industry midpoint. Overall, The Travelers has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' EV-to-EBITDA compare to ALL and PGR?
According to the Insurance industry distribution chart, The Travelers ranks #162 out of 346 companies for EV-to-EBITDA. This puts The Travelers in the upper half of its industry. The industry median EV-to-EBITDA is 8.37. The Travelers' value of 7.34 is 12.3% below this benchmark. Historically, The Travelers' own EV-to-EBITDA has ranged from 6.86 to 14.94 over the past decade. While the company's 10-year median is 9.75 vs. the industry median of 8.37, The Travelers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.37, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Travelers's current EV-to-EBITDA of 7.34 is 12.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on The Travelers. For the Insurance industry, the median EV-to-EBITDA is 8.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Travelers's current EV-to-EBITDA is 7.34, which is 25% below median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (BSP:TRVC34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$44.61, compared to a current price of R$62.00 — trading 39% above its estimated fair value. The current EV-to-EBITDA is 7.34, which is 25% below median its 10-year median of 9.75 and 12.3% below the Insurance industry median of 8.37. The Travelers' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For The Travelers (BSP:TRVC34), the current EV-to-EBITDA is 7.34 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Travelers (BSP:TRVC34) Overvalued in 2026?
Based on GuruFocus' analysis, The Travelers stock appears to be overvalued.
The current stock price of R$62.00 is trading 39% above its estimated GF Value™ of R$44.61.
GuruFocus considers The Travelers to be Significantly Overvalued.
Key valuation signals for BSP:TRVC34:
EV-to-EBITDA: 7.34 (25% below median its 10-year median of 9.75)
GF Value™: R$44.61 vs. price of R$62.00 (39% above fair value)
Industry Position: 12.3% below the Insurance median (#162 of 346)
No single metric tells the full story. See the BSP:TRVC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
69GF Score
Get the complete analysis for BSP:TRVC34
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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