MGIC Investment (FRA:MGC) Unearned Premiums: €73 Mil (As of Jun. 2026)

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FRA:MGC MGIC Investment Corp FRA:MGC
89 GF Score
Price €26.60
GF Value €25.74
Valuation Fairly Valued
! 5 Warning Signs
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What is MGIC Investment Unearned Premiums?

MGIC Investment FRA:MGC 89 Unearned Premiums is €73 Mil as of Jun. 2026. GuruFocus rates FRA:MGC with a GF Score™ of 89/100 and a GF Value™ of €25.74 (Fairly Valued). The stock has 5 warning signs investors should review.

MGIC Investment's quarterly unearned premiums increased from Dec. 2025 (€79 Mil) to Mar. 2026 (€80 Mil) but then declined from Mar. 2026 (€80 Mil) to Jun. 2026 (€73 Mil).

MGIC Investment's annual unearned premiums declined from Dec. 2023 (€145 Mil) to Dec. 2024 (€115 Mil) and declined from Dec. 2024 (€115 Mil) to Dec. 2025 (€79 Mil).

MGIC Investment Unearned Premiums Historical Data

* Premium members only.

The historical data trend for MGIC Investment's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MGIC Investment Unearned Premiums Chart

MGIC Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 213.90 184.35 144.68 114.94 79.44

MGIC Investment Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 91.08 83.95 79.44 80.10 73.36
FRA:MGC
89GF Score
MGIC Investment Corp FRA:MGC
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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MGIC Investment Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of €73 Mil mean?
MGIC Investment (FRA:MGC) has a Unearned Premiums of €73 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for MGIC Investment and its competitors.
Is MGIC Investment's Unearned Premiums too high?
MGIC Investment's current Unearned Premiums is €73 Mil. Overall, MGIC Investment has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MGIC Investment's Unearned Premiums compare to ESNT and ACT?
MGIC Investment's Unearned Premiums of €73 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for MGIC Investment and its competitors. MGIC Investment's current Unearned Premiums is €73 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MGIC Investment stock overvalued right now?
Based on GuruFocus' analysis, MGIC Investment (FRA:MGC) is currently considered Fairly Valued. The stock's GF Value™ is €25.74, compared to a current price of €26.60 — trading 3.3% above its estimated fair value. The current Unearned Premiums is €73 Mil. MGIC Investment's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For MGIC Investment (FRA:MGC), the current Unearned Premiums is €73 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MGIC Investment (FRA:MGC) Overvalued in 2026?

Based on GuruFocus' analysis, MGIC Investment stock appears to be overvalued. The current stock price of €26.60 is trading 3.3% above its estimated GF Value™ of €25.74. GuruFocus considers MGIC Investment to be Fairly Valued.

Key valuation signals for FRA:MGC:

  • Unearned Premiums: €73 Mil
  • GF Value™: €25.74 vs. price of €26.60 (3.3% above fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the FRA:MGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MGIC Investment Business Description

Other Exchanges MTG:USAMTG:Mexico
Address 250 E. Kilbourn Avenue, MGIC Plaza, Milwaukee, WI, USA, 53202
MGIC Investment Corp provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services. The insurance premiums that these customers pay for the protection account for close to the majority of the company's total revenue. Investment income accounts for the remaining revenue. The company sells its insurance products in all states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, Ohio, Illinois, Virginia, North Carolina, Georgia, and New York.
89GF Score

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Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.60
Price
€25.74
GF Value