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MGIC InvestmentFRA:MGC -0.75%89 EV-to-EBIT is 7.24 as of Aug. 03, 2026, which is 11% above its 10-year median of 6.53. GuruFocus rates FRA:MGC with a GF Score™ of 89/100 and a GF Value™ of €25.38 (Fairly Valued). The stock has 6 warning signs investors should review. Among 345 Insurance companies, MGIC Investment ranks better than 61.45% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
MGIC Investment's Enterprise Value for the quarter that ended in Jun. 2026 was €5,464 Mil.
MGIC Investment's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €791 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MGIC Investment EV-to-EBIT Related Terms
MGIC Investment EV-to-EBIT Historical Data
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The historical data trend for MGIC Investment's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, MGIC Investment's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MGIC Investment EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, MGIC Investment's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where MGIC Investment's EV-to-EBIT falls into.
MGIC Investment's current Enterprise Value is €5,729 Mil.
MGIC Investment's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €791 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MGIC Investment (FRA:MGC) has a EV-to-EBIT of 7.24 as of Aug. 03, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on MGIC Investment and its competitors. This is 11% above median its historical median of 6.53. Over the past decade, MGIC Investment's EV-to-EBIT has ranged from 2.54 to 10.88. According to the industry distribution chart, MGIC Investment ranks #133 out of 345 companies in the Insurance industry, placing it in the top 38.6%.
Is MGIC Investment's EV-to-EBIT too high?
MGIC Investment's current EV-to-EBIT of 7.24 is 11% above median its 10-year median of 6.53. Over the past 10 years, this metric has ranged from a low of 2.54 to a high of 10.88. The Insurance industry median EV-to-EBIT is 8.55. MGIC Investment's value of 7.24 is 15.3% below this industry median. Based on the distribution chart, MGIC Investment ranks #133 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, MGIC Investment has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MGIC Investment's EV-to-EBIT compare to ESNT and ACT?
According to the Insurance industry distribution chart, MGIC Investment ranks #133 out of 345 companies for EV-to-EBIT. This puts MGIC Investment in the upper half of its industry. The industry median EV-to-EBIT is 8.55. MGIC Investment's value of 7.24 is 15.3% below this benchmark. Historically, MGIC Investment's own EV-to-EBIT has ranged from 2.54 to 10.88 over the past decade. While the company's 10-year median is 6.53 vs. the industry median of 8.55, MGIC Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MGIC Investment's current EV-to-EBIT of 7.24 is 15.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on MGIC Investment and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MGIC Investment's current EV-to-EBIT is 7.24, which is 11% above median its own 10-year median of 6.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MGIC Investment stock overvalued right now?
Based on GuruFocus' analysis, MGIC Investment (FRA:MGC) is currently considered Fairly Valued. The stock's GF Value™ is €25.38, compared to a current price of €26.40 — trading 4% above its estimated fair value. The current EV-to-EBIT is 7.24, which is 11% above median its 10-year median of 6.53 and 15.3% below the Insurance industry median of 8.55. MGIC Investment's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For MGIC Investment (FRA:MGC), the current EV-to-EBIT is 7.24 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MGIC Investment (FRA:MGC) Overvalued in 2026?
Based on GuruFocus' analysis, MGIC Investment stock appears to be overvalued.
The current stock price of €26.40 is trading 4% above its estimated GF Value™ of €25.38.
GuruFocus considers MGIC Investment to be Fairly Valued.
Key valuation signals for FRA:MGC:
EV-to-EBIT: 7.24 (11% above median its 10-year median of 6.53)
GF Value™: €25.38 vs. price of €26.40 (4% above fair value)
Industry Position: 15.3% below the Insurance median (#133 of 345)
No single metric tells the full story. See the FRA:MGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MGIC Investment Corp provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services. The insurance premiums that these customers pay for the protection account for close to the majority of the company's total revenue. Investment income accounts for the remaining revenue. The company sells its insurance products in all states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, Ohio, Illinois, Virginia, North Carolina, Georgia, and New York.
89GF Score
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