MSBC (Mission Bancorp) Unearned Premiums

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MSBC Mission Bancorp MSBC
71 GF Score
Price $112.00
GF Value $92.86
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Mission Bancorp Unearned Premiums?

Unearned Premiums only applies to insurance companies.

MSBC
71GF Score
Mission Bancorp MSBC
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mission Bancorp (MSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Mission Bancorp stock appears to be overvalued. The current stock price of $112.00 is trading 20.6% above its estimated GF Value™ of $92.86. GuruFocus considers Mission Bancorp to be Modestly Overvalued.

Key valuation signals for MSBC:

  • Unearned Premiums:
  • GF Value™: $92.86 vs. price of $112.00 (20.6% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the MSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mission Bancorp Business Description

Address 11200 River Run Boulevard, Suite 100, Bakersfield, CA, USA, 93311
Mission Bancorp through its wholly owned subsidiary Mission Bank, is a single bank holding company. The company offers a full range of commercial banking services to the business and professional community and individuals. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers located in the California counties of Kern, Los Angeles, Ventura, San Luis Obispo, and San Joaquin.
71GF Score

Get the complete analysis for MSBC

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$112.00
Price
$92.86
GF Value