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Mission BancorpMSBC 71 3-Year EPS without NRI Growth Rate is 4.60% as of Jun. 2026, which is 87% below its 10-year median of 34.80. GuruFocus rates MSBC with a GF Scoreâ„¢ of 71/100 and a GF Valueâ„¢ of $97.14 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,409 Banks companies, Mission Bancorp ranks worse than 57.84% on this metric.
During the past 12 months, Mission Bancorp's average EPS without NRI Growth Rate was 19.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 4.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 12.30% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 23.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Mission Bancorp was 83.40% per year. The lowest was 4.60% per year. And the median was 34.80% per year.
Mission Bancorp (OTCPK:MSBC) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Mission Bancorp 3-Year EPS without NRI Growth Rate Related Terms
MSBC vs TSBK, BCML, MFGI: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Mission Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mission Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Mission Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Mission Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Mission Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 4.60% mean?
Mission Bancorp (MSBC) has a 3-Year EPS without NRI Growth Rate of 4.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Mission Bancorp and its competitors. This is 87% below median its historical median of 34.80. Over the past decade, Mission Bancorp's 3-Year EPS without NRI Growth Rate has ranged from 4.60 to 83.40. According to the industry distribution chart, Mission Bancorp ranks #815 out of 1409 companies in the Banks industry, placing it in the top 57.8%.
Is Mission Bancorp's 3-Year EPS without NRI Growth Rate too high?
Mission Bancorp's current 3-Year EPS without NRI Growth Rate of 4.60% is 87% below median its 10-year median of 34.80. Over the past 10 years, this metric has ranged from a low of 4.60 to a high of 83.40. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Mission Bancorp's value of 4.60% is 38.7% below this industry median. Based on the distribution chart, Mission Bancorp ranks #815 out of 1409 companies in the Banks industry, which is below the industry midpoint. Overall, Mission Bancorp has a GF Scoreâ„¢ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mission Bancorp's 3-Year EPS without NRI Growth Rate compare to TSBK and BCML?
According to the Banks industry distribution chart, Mission Bancorp ranks #815 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Mission Bancorp in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Mission Bancorp's value of 4.60% is 38.7% below this benchmark. Historically, Mission Bancorp's own 3-Year EPS without NRI Growth Rate has ranged from 4.60 to 83.40 over the past decade. While the company's 10-year median is 34.80 vs. the industry median of 7.50, Mission Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mission Bancorp's current 3-Year EPS without NRI Growth Rate of 4.60% is 38.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Mission Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mission Bancorp's current 3-Year EPS without NRI Growth Rate is 4.60%, which is 87% below median its own 10-year median of 34.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mission Bancorp (MSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $97.14, compared to a current price of $113.61 — trading 17% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 4.60%, which is 87% below median its 10-year median of 34.80 and 38.7% below the Banks industry median of 7.50. Mission Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Mission Bancorp (MSBC), the current 3-Year EPS without NRI Growth Rate is 4.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mission Bancorp (MSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Mission Bancorp stock appears to be overvalued.
The current stock price of $113.61 is trading 17% above its estimated GF Value™ of $97.14.
GuruFocus considers Mission Bancorp to be Modestly Overvalued.
Key valuation signals for MSBC:
3-Year EPS without NRI Growth Rate: 4.60% (87% below median its 10-year median of 34.80)
GF Value™: $97.14 vs. price of $113.61 (17% above fair value)
Industry Position: 38.7% below the Banks median (#815 of 1409)
No single metric tells the full story. See the MSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mission Bancorp through its wholly owned subsidiary Mission Bank, is a single bank holding company. The company offers a full range of commercial banking services to the business and professional community and individuals. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers located in the California counties of Kern, Los Angeles, Ventura, San Luis Obispo, and San Joaquin.
71GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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