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Mission BancorpMSBC 71 5-Year Share Buyback Ratio is -1.10 as of Mar. 2026. GuruFocus rates MSBC with a GF Score™ of 71/100 and a GF Value™ of $92.88 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,091 Banks companies, Mission Bancorp ranks worse than 57.84% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Mission Bancorp's current 5-Year Share Buyback Ratio was -1.10%.
MSBC's 5-Year Share Buyback Ratio is ranked worse than 57.84% of 1091
companies
in the Banks industry
Industry Median: -0.5
vs MSBC: -1.10
Mission Bancorp (OTCPK:MSBC) 5-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Mission Bancorp 5-Year Share Buyback Ratio Related Terms
MSBC vs TSBK, BCML, MFGI: 5-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Mission Bancorp's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mission Bancorp 5-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mission Bancorp's 5-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Mission Bancorp's 5-Year Share Buyback Ratio falls into.
Mission Bancorp 5-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Share Buyback Ratio of -1.10 mean?
Mission Bancorp (MSBC) has a 5-Year Share Buyback Ratio of -1.10 as of Mar. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Mission Bancorp and its competitors. According to the industry distribution chart, Mission Bancorp ranks #631 out of 1091 companies in the Banks industry, placing it in the top 57.8%.
Is Mission Bancorp's 5-Year Share Buyback Ratio too high?
Mission Bancorp's current 5-Year Share Buyback Ratio is -1.10. Based on the distribution chart, Mission Bancorp ranks #631 out of 1091 companies in the Banks industry, which is below the industry midpoint. Overall, Mission Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mission Bancorp's 5-Year Share Buyback Ratio compare to TSBK and BCML?
According to the Banks industry distribution chart, Mission Bancorp ranks #631 out of 1091 companies for 5-Year Share Buyback Ratio. This places Mission Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Banks company?
A good 5-Year Share Buyback Ratio depends on the Banks industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Mission Bancorp and its competitors. Mission Bancorp's current 5-Year Share Buyback Ratio is -1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mission Bancorp (MSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $92.88, compared to a current price of $112.00 — trading 20.6% above its estimated fair value. The current 5-Year Share Buyback Ratio is -1.10. Mission Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Mission Bancorp (MSBC), the current 5-Year Share Buyback Ratio is -1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mission Bancorp (MSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Mission Bancorp stock appears to be overvalued.
The current stock price of $112.00 is trading 20.6% above its estimated GF Value™ of $92.88.
GuruFocus considers Mission Bancorp to be Modestly Overvalued.
Key valuation signals for MSBC:
5-Year Share Buyback Ratio: -1.10
GF Value™: $92.88 vs. price of $112.00 (20.6% above fair value)
No single metric tells the full story. See the MSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mission Bancorp through its wholly owned subsidiary Mission Bank, is a single bank holding company. The company offers a full range of commercial banking services to the business and professional community and individuals. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers located in the California counties of Kern, Los Angeles, Ventura, San Luis Obispo, and San Joaquin.
71GF Score
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5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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