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The historical data trend for Mission Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mission Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mission Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mission Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Mission Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mission Bancorp (MSBC) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mission Bancorp and its competitors. Over the past decade, Mission Bancorp's FCF Margin % has ranged from 19.77 to 44.26. According to the industry distribution chart, Mission Bancorp ranks #601 out of 1501 companies in the Banks industry, placing it in the top 40%.
Is Mission Bancorp's FCF Margin % too high?
Mission Bancorp's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 19.77 to a high of 44.26. Based on the distribution chart, Mission Bancorp ranks #601 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Mission Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mission Bancorp's FCF Margin % compare to TSBK and BCML?
According to the Banks industry distribution chart, Mission Bancorp ranks #601 out of 1501 companies for FCF Margin %. This puts Mission Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.15. Historically, Mission Bancorp's own FCF Margin % has ranged from 19.77 to 44.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.15, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mission Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mission Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mission Bancorp (MSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $92.95, compared to a current price of $112.00 — trading 20.5% above its estimated fair value. The current FCF Margin % is 0.00%. Mission Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Mission Bancorp (MSBC), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mission Bancorp (MSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Mission Bancorp stock appears to be overvalued.
The current stock price of $112.00 is trading 20.5% above its estimated GF Value™ of $92.95.
GuruFocus considers Mission Bancorp to be Modestly Overvalued.
Key valuation signals for MSBC:
FCF Margin %: 0.00%
GF Value™: $92.95 vs. price of $112.00 (20.5% above fair value)
No single metric tells the full story. See the MSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mission Bancorp through its wholly owned subsidiary Mission Bank, is a single bank holding company. The company offers a full range of commercial banking services to the business and professional community and individuals. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers located in the California counties of Kern, Los Angeles, Ventura, San Luis Obispo, and San Joaquin.
71GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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