Civista Bancshares (FRA:44Q) Buyback Yield %: 0.05 (As of Aug. 01, 2026) — 94% Below Median

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FRA:44Q Civista Bancshares Inc FRA:44Q
58 GF Score
Price €24.80
GF Value €15.38
! 8 Warning Signs
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What is Civista Bancshares Buyback Yield %?

Civista Bancshares FRA:44Q -1.59% 58 Buyback Yield % is 0.05 as of Aug. 01, 2026, which is 94% below its 10-year median of 0.86. GuruFocus rates FRA:44Q with a GF Score™ of 58/100 and a GF Value™ of €15.38. The stock has 8 warning signs investors should review. Among 596 Banks companies, Civista Bancshares ranks worse than 66.61% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Civista Bancshares's current buyback yield was 0.05%.


Civista Bancshares Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Civista Bancshares's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civista Bancshares Buyback Yield % Chart

Civista Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.11 4.92 0.57 0.05 -16.27

Civista Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.04 -16.38 0.07 0.00

FRA:44Q vs NPB, KRNY, CBNK: Buyback Yield % Comparison

For the Banks - Regional subindustry, Civista Bancshares's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Civista Bancshares Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Civista Bancshares's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Civista Bancshares's Buyback Yield % falls into.


FRA:44Q
58GF Score
Civista Bancshares Inc FRA:44Q
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Civista Bancshares Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Civista Bancshares's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-0.152 + 64.619) / 396.2486
=-16.27%

Civista Bancshares's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-0.284 + 0) / 405.2685
=0.07%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.05 mean?
Civista Bancshares (FRA:44Q) has a Buyback Yield % of 0.05 as of Aug. 01, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Civista Bancshares and its competitors. This is 94% below median its historical median of 0.86. According to the industry distribution chart, Civista Bancshares ranks #397 out of 596 companies in the Banks industry, placing it in the top 66.6%.
Is Civista Bancshares' Buyback Yield % too high?
Civista Bancshares' current Buyback Yield % of 0.05 is 94% below median its 10-year median of 0.86. The Banks industry median Buyback Yield % is 0.45. Civista Bancshares' value of 0.05 is 88.9% below this industry median. Based on the distribution chart, Civista Bancshares ranks #397 out of 596 companies in the Banks industry, which is below the industry midpoint. Overall, Civista Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Civista Bancshares' Buyback Yield % compare to NPB and KRNY?
According to the Banks industry distribution chart, Civista Bancshares ranks #397 out of 596 companies for Buyback Yield %. This places Civista Bancshares in the lower half of its industry. The industry median Buyback Yield % is 0.45. Civista Bancshares' value of 0.05 is 88.9% below this benchmark. While the company's 10-year median is 0.86 vs. the industry median of 0.45, Civista Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.45, based on 596 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Civista Bancshares's current Buyback Yield % of 0.05 is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Civista Bancshares and its competitors. For the Banks industry, the median Buyback Yield % is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Civista Bancshares's current Buyback Yield % is 0.05, which is 94% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civista Bancshares stock overvalued right now?
Civista Bancshares (FRA:44Q) has a current Buyback Yield % of 0.05. The stock's GF Value™ is €15.38, compared to a current price of €24.80 — trading 61.2% above its estimated fair value. The current Buyback Yield % is 0.05, which is 94% below median its 10-year median of 0.86 and 88.9% below the Banks industry median of 0.45. Civista Bancshares' overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Civista Bancshares (FRA:44Q), the current Buyback Yield % is 0.05 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Civista Bancshares (FRA:44Q) Overvalued in 2026?

Based on GuruFocus' analysis, Civista Bancshares stock appears to be overvalued. The current stock price of €24.80 is trading 61.2% above its estimated GF Value™ of €15.38.

Key valuation signals for FRA:44Q:

  • Buyback Yield %: 0.05 (94% below median its 10-year median of 0.86)
  • GF Value™: €15.38 vs. price of €24.80 (61.2% above fair value)
  • GF Score™: 58/100 with 8 warning signs
  • Industry Position: 88.9% below the Banks median (#397 of 596)

No single metric tells the full story. See the FRA:44Q stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Civista Bancshares Business Description

Other Exchanges CIVB:USA
Address 100 East Water Street, P.O. Box 5016, Sandusky, OH, USA, 44870
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
58GF Score

Get the complete analysis for FRA:44Q

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.80
Price
€15.38
GF Value