Civista Bancshares (FRA:44Q) Ending Cash Position: €53.6 Mil (As of Jun. 2026)

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FRA:44Q Civista Bancshares Inc FRA:44Q
58 GF Score
Price €21.80
GF Value €14.34
! 8 Warning Signs
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What is Civista Bancshares Ending Cash Position?

Civista Bancshares FRA:44Q 58 Ending Cash Position is €53.6 Mil as of Jun. 2026. GuruFocus rates FRA:44Q with a GF Score™ of 58/100 and a GF Value™ of €14.34. The stock has 8 warning signs investors should review.

Civista Bancshares's Ending Cash Position for the quarter that ended in Jun. 2026 was €53.6 Mil.

Civista Bancshares's quarterly Ending Cash Position increased from Dec. 2025 (€66.0 Mil) to Mar. 2026 (€72.2 Mil) but then declined from Mar. 2026 (€72.2 Mil) to Jun. 2026 (€53.6 Mil).

Civista Bancshares's annual Ending Cash Position increased from Dec. 2023 (€55.4 Mil) to Dec. 2024 (€60.3 Mil) and increased from Dec. 2024 (€60.3 Mil) to Dec. 2025 (€66.0 Mil).

Civista Bancshares Ending Cash Position Related Terms

Civista Bancshares Ending Cash Position Historical Data

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The historical data trend for Civista Bancshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civista Bancshares Ending Cash Position Chart

Civista Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 233.85 40.93 55.39 60.31 66.03

Civista Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64.04 53.48 66.03 72.25 53.59
FRA:44Q
58GF Score
Civista Bancshares Inc FRA:44Q
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Civista Bancshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Civista Bancshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=53.934+12.097
=66.0

Civista Bancshares's Ending Cash Position for the quarter that ended in Jun. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=72.5+-18.907
=53.6

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of €53.6 Mil mean?
Civista Bancshares (FRA:44Q) has a Ending Cash Position of €53.6 Mil as of Jun. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Civista Bancshares and its competitors.
Is Civista Bancshares' Ending Cash Position too high?
Civista Bancshares' current Ending Cash Position is €53.6 Mil. Overall, Civista Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Civista Bancshares' Ending Cash Position compare to NRIM and DBIN?
Civista Bancshares' Ending Cash Position of €53.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Civista Bancshares and its competitors. Civista Bancshares's current Ending Cash Position is €53.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civista Bancshares stock overvalued right now?
Civista Bancshares (FRA:44Q) has a current Ending Cash Position of €53.6 Mil. The stock's GF Value™ is €14.34, compared to a current price of €21.80 — trading 52% above its estimated fair value. The current Ending Cash Position is €53.6 Mil. Civista Bancshares' overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Civista Bancshares (FRA:44Q), the current Ending Cash Position is €53.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Civista Bancshares (FRA:44Q) Overvalued in 2026?

Based on GuruFocus' analysis, Civista Bancshares stock appears to be overvalued. The current stock price of €21.80 is trading 52% above its estimated GF Value™ of €14.34.

Key valuation signals for FRA:44Q:

  • Ending Cash Position: €53.6 Mil
  • GF Value™: €14.34 vs. price of €21.80 (52% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the FRA:44Q stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Civista Bancshares Business Description

Other Exchanges CIVB:USA
Address 100 East Water Street, P.O. Box 5016, Sandusky, OH, USA, 44870
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
58GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.80
Price
€14.34
GF Value