MFGI (Merchants Financial Group) Buyback Yield %: 0.00 (As of Jul. 31, 2026)

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MFGI Merchants Financial Group Inc MFGI
49 GF Score
Price $41.35
GF Value $28.33
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Merchants Financial Group Buyback Yield %?

Merchants Financial Group MFGI 49 Buyback Yield % is 0.00 as of Jul. 31, 2026. GuruFocus rates MFGI with a GF Score™ of 49/100 and a GF Value™ of $28.33 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 596 Banks companies, Merchants Financial Group ranks worse than 167785.07% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Merchants Financial Group's current buyback yield was 0.00%.


Merchants Financial Group Buyback Yield % Related Terms


Merchants Financial Group Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Merchants Financial Group's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Merchants Financial Group Buyback Yield % Chart

Merchants Financial Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial 0.41 1.01 0.00 1.30 1.16

Merchants Financial Group Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.16 0.00 0.00

MFGI vs BFCC, TSBK, MSBC: Buyback Yield % Comparison

For the Banks - Regional subindustry, Merchants Financial Group's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Merchants Financial Group Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Merchants Financial Group's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Merchants Financial Group's Buyback Yield % falls into.


MFGI
49GF Score
Merchants Financial Group Inc MFGI
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Merchants Financial Group Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Merchants Financial Group's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (0 + -3.032) / 261.64621
=1.16%

Merchants Financial Group's annualized Buyback Yield for the quarter that ended in Jun. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (0 + 0) / 321.76186
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.00 mean?
Merchants Financial Group (MFGI) has a Buyback Yield % of 0.00 as of Jul. 31, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Merchants Financial Group and its competitors. Over the past decade, Merchants Financial Group's Buyback Yield % has ranged from 1.01 to 1.30. According to the industry distribution chart, Merchants Financial Group ranks #999999 out of 596 companies in the Banks industry.
Is Merchants Financial Group's Buyback Yield % too high?
Merchants Financial Group's current Buyback Yield % is 0.00. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 1.30. Based on the distribution chart, Merchants Financial Group ranks #999999 out of 596 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Merchants Financial Group has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Merchants Financial Group's Buyback Yield % compare to BFCC and TSBK?
According to the Banks industry distribution chart, Merchants Financial Group ranks #999999 out of 596 companies for Buyback Yield %. This places Merchants Financial Group in the lower half of its industry. The industry median Buyback Yield % is 0.45. Historically, Merchants Financial Group's own Buyback Yield % has ranged from 1.01 to 1.30 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.45, based on 596 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Merchants Financial Group and its competitors. For the Banks industry, the median Buyback Yield % is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Merchants Financial Group's current Buyback Yield % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Merchants Financial Group (MFGI) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.33, compared to a current price of $41.35 — trading 46% above its estimated fair value. The current Buyback Yield % is 0.00. Merchants Financial Group's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Merchants Financial Group (MFGI), the current Buyback Yield % is 0.00 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Merchants Financial Group (MFGI) Overvalued in 2026?

Based on GuruFocus' analysis, Merchants Financial Group stock appears to be overvalued. The current stock price of $41.35 is trading 46% above its estimated GF Value™ of $28.33. GuruFocus considers Merchants Financial Group to be Significantly Overvalued.

Key valuation signals for MFGI:

  • Buyback Yield %: 0.00
  • GF Value™: $28.33 vs. price of $41.35 (46% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the MFGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Merchants Financial Group Business Description

Address 102 E. Third Street, Winona, MN, USA, 55987
Merchants Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail, commercial loans, and deposit services to individual as well as business customers. The various products and services offered by the Group include business credit cards, treasury management services, online and mobile banking services, different types of loans, checking accounts, saving accounts, digital wallet, military banking services, mortgage loans, etc. These services are offered through a network of branch offices and a leasing division across Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, and other locations in the USA.
49GF Score

Get the complete analysis for MFGI

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.35
Price
$28.33
GF Value