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MFGI (Merchants Financial Group) PB Ratio : 0.72 (As of Apr. 02, 2025)


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What is Merchants Financial Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-02), Merchants Financial Group's share price is $24.35. Merchants Financial Group's Book Value per Share for the quarter that ended in Sep. 2024 was $33.84. Hence, Merchants Financial Group's PB Ratio of today is 0.72.

Good Sign:

Merchants Financial Group Inc stock PB Ratio (=0.72) is close to 3-year low of 0.68.

The historical rank and industry rank for Merchants Financial Group's PB Ratio or its related term are showing as below:

MFGI' s PB Ratio Range Over the Past 10 Years
Min: 0.68   Med: 0.76   Max: 1.05
Current: 0.72

During the past 4 years, Merchants Financial Group's highest PB Ratio was 1.05. The lowest was 0.68. And the median was 0.76.

MFGI's PB Ratio is ranked better than
69.23% of 1524 companies
in the Banks industry
Industry Median: 0.92 vs MFGI: 0.72

During the past 12 months, Merchants Financial Group's average Book Value Per Share Growth Rate was 11.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.20% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Merchants Financial Group was 6.20% per year. The lowest was 6.20% per year. And the median was 6.20% per year.

Back to Basics: PB Ratio


Merchants Financial Group PB Ratio Historical Data

The historical data trend for Merchants Financial Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Merchants Financial Group PB Ratio Chart

Merchants Financial Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22
PB Ratio
0.99 0.81 0.89 0.99

Merchants Financial Group Quarterly Data
Dec19 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.85 0.79 0.71 0.75

Competitive Comparison of Merchants Financial Group's PB Ratio

For the Banks - Regional subindustry, Merchants Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Merchants Financial Group's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Merchants Financial Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Merchants Financial Group's PB Ratio falls into.


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Merchants Financial Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Merchants Financial Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=24.35/33.843
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Merchants Financial Group  (OTCPK:MFGI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Merchants Financial Group PB Ratio Related Terms

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Merchants Financial Group Business Description

Traded in Other Exchanges
N/A
Address
102 East Third Street, Winona, MN, USA, 55987
Merchants Financial Group Inc is a bank holding company with one wholly-owned bank subsidiary, Merchants Bank, National Association. It provides retail, commercial loan, and deposit services principally to customers within a radius of its locations. The Bank has a leasing division, Merchants Bank Equipment Finance, which operates in the Minneapolis-St. Paul, Minnesota, metropolitan area.

Merchants Financial Group Headlines

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