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Merchants Financial Group's quarterly market cap
increased
from Dec. 2025 ($261.6 Mil) to Mar. 2026 ($286.3 Mil) and
increased
from Mar. 2026 ($286.3 Mil) to Jun. 2026 ($321.8 Mil).
Merchants Financial Group's annual market cap
increased
from Dec. 2023 ($194.3 Mil) to Dec. 2024 ($206.5 Mil) and
increased
from Dec. 2024 ($206.5 Mil) to Dec. 2025 ($261.6 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Merchants Financial Group's Enterprise Value for Today is $145.3 Mil.
Merchants Financial Group (OTCPK:MFGI) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Merchants Financial Group Market Cap Related Terms
Merchants Financial Group Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Merchants Financial Group's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Merchants Financial Group Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Merchants Financial Group's Market Cap distribution charts can be found below:
* The bar in red indicates where Merchants Financial Group's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Merchants Financial Group (MFGI) has a Market Cap of $338.2 Mil as of Jul. 31, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Merchants Financial Group and its competitors. According to the industry distribution chart, Merchants Financial Group ranks #948 out of 1543 companies in the Banks industry, placing it in the top 61.4%.
Is Merchants Financial Group's Market Cap too high?
Merchants Financial Group's current Market Cap is $338.2 Mil. The Banks industry median Market Cap is 727.13. Merchants Financial Group's value of $338.2 Mil is 53.5% below this industry median. Based on the distribution chart, Merchants Financial Group ranks #948 out of 1543 companies in the Banks industry, which is below the industry midpoint. Overall, Merchants Financial Group has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Merchants Financial Group's Market Cap compare to BFCC and TSBK?
According to the Banks industry distribution chart, Merchants Financial Group ranks #948 out of 1543 companies for Market Cap. This places Merchants Financial Group in the lower half of its industry. The industry median Market Cap is 727.13. Merchants Financial Group's value of $338.2 Mil is 53.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 727.13, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Merchants Financial Group's current Market Cap of $338.2 Mil is 53.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Merchants Financial Group and its competitors. For the Banks industry, the median Market Cap is 727.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Merchants Financial Group's current Market Cap is $338.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Merchants Financial Group (MFGI) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.33, compared to a current price of $41.35 — trading 46% above its estimated fair value. The current Market Cap is $338.2 Mil and 53.5% below the Banks industry median of 727.13. Merchants Financial Group's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Merchants Financial Group (MFGI), the current Market Cap is $338.2 Mil as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Merchants Financial Group (MFGI) Overvalued in 2026?
Based on GuruFocus' analysis, Merchants Financial Group stock appears to be overvalued.
The current stock price of $41.35 is trading 46% above its estimated GF Value™ of $28.33.
GuruFocus considers Merchants Financial Group to be Significantly Overvalued.
Key valuation signals for MFGI:
Market Cap: $338.2 Mil
GF Value™: $28.33 vs. price of $41.35 (46% above fair value)
Industry Position: 53.5% below the Banks median (#948 of 1543)
No single metric tells the full story. See the MFGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Merchants Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail, commercial loans, and deposit services to individual as well as business customers. The various products and services offered by the Group include business credit cards, treasury management services, online and mobile banking services, different types of loans, checking accounts, saving accounts, digital wallet, military banking services, mortgage loans, etc. These services are offered through a network of branch offices and a leasing division across Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, and other locations in the USA.
49GF Score
Get the complete analysis for MFGI
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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