PNBI (Pioneer Bankshares) Buyback Yield %: 0.22 (As of Jul. 26, 2026) — 31% Below Median

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PNBI Pioneer Bankshares Inc PNBI
57 GF Score
Price $42.10
GF Value $30.50
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Pioneer Bankshares Buyback Yield %?

Pioneer Bankshares PNBI -5.39% 57 Buyback Yield % is 0.22 as of Jul. 26, 2026, which is 31% below its 10-year median of 0.32. GuruFocus rates PNBI with a GF Score™ of 57/100 and a GF Value™ of $30.50 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 607 Banks companies, Pioneer Bankshares ranks worse than 57.33% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Pioneer Bankshares's current buyback yield was 0.22%.


Pioneer Bankshares Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Pioneer Bankshares's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Bankshares Buyback Yield % Chart

Pioneer Bankshares Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 2.35 0.00 0.32

Pioneer Bankshares Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.32

PNBI vs HCBC, SCYT, QNTO: Buyback Yield % Comparison

For the Banks - Regional subindustry, Pioneer Bankshares's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bankshares Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bankshares's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Pioneer Bankshares's Buyback Yield % falls into.


PNBI
57GF Score
Pioneer Bankshares Inc PNBI
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pioneer Bankshares Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Pioneer Bankshares's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-0.094 + 0) / 29.53896
=0.32%

Pioneer Bankshares's annualized Buyback Yield for the quarter that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-0.094 + 0) / 29.53896
=0.32%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.22 mean?
Pioneer Bankshares (PNBI) has a Buyback Yield % of 0.22 as of Jul. 26, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Pioneer Bankshares and its competitors. This is 31% below median its historical median of 0.32. According to the industry distribution chart, Pioneer Bankshares ranks #348 out of 607 companies in the Banks industry, placing it in the top 57.3%.
Is Pioneer Bankshares' Buyback Yield % too high?
Pioneer Bankshares' current Buyback Yield % of 0.22 is 31% below median its 10-year median of 0.32. The Banks industry median Buyback Yield % is 0.43. Pioneer Bankshares' value of 0.22 is 48.8% below this industry median. Based on the distribution chart, Pioneer Bankshares ranks #348 out of 607 companies in the Banks industry, which is below the industry midpoint. Overall, Pioneer Bankshares has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bankshares' Buyback Yield % compare to HCBC and SCYT?
According to the Banks industry distribution chart, Pioneer Bankshares ranks #348 out of 607 companies for Buyback Yield %. This places Pioneer Bankshares in the lower half of its industry. The industry median Buyback Yield % is 0.43. Pioneer Bankshares' value of 0.22 is 48.8% below this benchmark. While the company's 10-year median is 0.32 vs. the industry median of 0.43, Pioneer Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Bankshares's current Buyback Yield % of 0.22 is 48.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Pioneer Bankshares and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bankshares's current Buyback Yield % is 0.22, which is 31% below median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bankshares (PNBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.50, compared to a current price of $42.10 — trading 38% above its estimated fair value. The current Buyback Yield % is 0.22, which is 31% below median its 10-year median of 0.32 and 48.8% below the Banks industry median of 0.43. Pioneer Bankshares' overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Pioneer Bankshares (PNBI), the current Buyback Yield % is 0.22 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bankshares (PNBI) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bankshares stock appears to be overvalued. The current stock price of $42.10 is trading 38% above its estimated GF Value™ of $30.50. GuruFocus considers Pioneer Bankshares to be Significantly Overvalued.

Key valuation signals for PNBI:

  • Buyback Yield %: 0.22 (31% below median its 10-year median of 0.32)
  • GF Value™: $30.50 vs. price of $42.10 (38% above fair value)
  • GF Score™: 57/100 with 6 warning signs
  • Industry Position: 48.8% below the Banks median (#348 of 607)

No single metric tells the full story. See the PNBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Bankshares Business Description

Address 252 East Main Street, PO Box 10, Stanley, VA, USA, 22851
Pioneer Bankshares Inc is a bank. It offers a full range of banking and related financial services focused mainly towards serving individual consumers, small to medium size commercial businesses, and the professional community. The Bank strives to serve the banking needs of its customers while developing personal, hometown relationships. Its reportable in one operating segment business of community banking. The banking products and services include the acceptance of deposits in checking, savings, time and money market accounts; the origination and servicing of personal/consumer, credit card, commercial, construction and real estate loans; and other services including safe deposit boxes and wire transfers.
57GF Score

Get the complete analysis for PNBI

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.10
Price
$30.50
GF Value