PNBI (Pioneer Bankshares) Total Noninterest Expense: $10.18 Mil (As of Dec. 2025)

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PNBI Pioneer Bankshares Inc PNBI
54 GF Score
Price $51.60
GF Value $30.80
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pioneer Bankshares Total Noninterest Expense?

Pioneer Bankshares PNBI 54 Total Noninterest Expense is $10.18 Mil as of Dec. 2025. GuruFocus rates PNBI with a GF Score™ of 54/100 and a GF Value™ of $30.80 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Pioneer Bankshares's Total Noninterest Expense for the three months ended in Dec. 2025 was $2.62 Mil. Pioneer Bankshares's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $10.18 Mil.

Pioneer Bankshares Total Noninterest Expense Related Terms

Pioneer Bankshares Total Noninterest Expense Historical Data

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The historical data trend for Pioneer Bankshares's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Bankshares Total Noninterest Expense Chart

Pioneer Bankshares Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.99 9.29 9.97 9.75 9.82

Pioneer Bankshares Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.12 2.41 2.57 2.58 2.62
PNBI
54GF Score
Pioneer Bankshares Inc PNBI
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Bankshares Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.18 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $10.18 Mil mean?
Pioneer Bankshares (PNBI) has a Total Noninterest Expense of $10.18 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pioneer Bankshares and its competitors.
Is Pioneer Bankshares' Total Noninterest Expense too high?
Pioneer Bankshares' current Total Noninterest Expense is $10.18 Mil. Overall, Pioneer Bankshares has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bankshares' Total Noninterest Expense compare to TBBC and FGFI?
Pioneer Bankshares' Total Noninterest Expense of $10.18 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pioneer Bankshares and its competitors. Pioneer Bankshares's current Total Noninterest Expense is $10.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bankshares (PNBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.80, compared to a current price of $51.60 — trading 67.5% above its estimated fair value. The current Total Noninterest Expense is $10.18 Mil. Pioneer Bankshares' overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Pioneer Bankshares (PNBI), the current Total Noninterest Expense is $10.18 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Bankshares (PNBI) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bankshares stock appears to be overvalued. The current stock price of $51.60 is trading 67.5% above its estimated GF Value™ of $30.80. GuruFocus considers Pioneer Bankshares to be Significantly Overvalued.

Key valuation signals for PNBI:

  • Total Noninterest Expense: $10.18 Mil
  • GF Value™: $30.80 vs. price of $51.60 (67.5% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the PNBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Bankshares Business Description

Address 252 East Main Street, PO Box 10, Stanley, VA, USA, 22851
Pioneer Bankshares Inc is a bank. It offers a full range of banking and related financial services focused mainly towards serving individual consumers, small to medium size commercial businesses, and the professional community. The Bank strives to serve the banking needs of its customers while developing personal, hometown relationships. Its reportable in one operating segment business of community banking. The banking products and services include the acceptance of deposits in checking, savings, time and money market accounts; the origination and servicing of personal/consumer, credit card, commercial, construction and real estate loans; and other services including safe deposit boxes and wire transfers.
54GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.60
Price
$30.80
GF Value