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Pioneer BanksharesPNBI 54 Market Cap is $44.61 Mil as of Jul. 14, 2026. GuruFocus rates PNBI with a GF Score™ of 54/100 and a GF Value™ of $30.42 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,547 Banks companies, Pioneer Bankshares ranks worse than 91.08% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Pioneer Bankshares's share price for the quarter that ended in Dec. 2025 was $29.48. Pioneer Bankshares's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 1.00 Mil. Therefore, Pioneer Bankshares's market cap for the quarter that ended in Dec. 2025 was $29.54 Mil.
Pioneer Bankshares's quarterly market cap
increased
from Jun. 2025 ($26.13 Mil) to Sep. 2025 ($29.01 Mil) and
increased
from Sep. 2025 ($29.01 Mil) to Dec. 2025 ($29.54 Mil).
Pioneer Bankshares's annual market cap
increased
from Dec. 2023 ($21.80 Mil) to Dec. 2024 ($26.97 Mil) and
increased
from Dec. 2024 ($26.97 Mil) to Dec. 2025 ($29.54 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Pioneer Bankshares's Enterprise Value for Today is $61.65 Mil.
Pioneer Bankshares (OTCPK:PNBI) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Pioneer Bankshares Market Cap Related Terms
Pioneer Bankshares Market Cap Historical Data
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The historical data trend for Pioneer Bankshares's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pioneer Bankshares's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pioneer Bankshares Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Pioneer Bankshares's Market Cap distribution charts can be found below:
* The bar in red indicates where Pioneer Bankshares's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Pioneer Bankshares's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pioneer Bankshares (PNBI) has a Market Cap of $44.61 Mil as of Jul. 14, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Pioneer Bankshares and its competitors. According to the industry distribution chart, Pioneer Bankshares ranks #1409 out of 1547 companies in the Banks industry, placing it in the top 91.1%.
Is Pioneer Bankshares' Market Cap too high?
Pioneer Bankshares' current Market Cap is $44.61 Mil. The Banks industry median Market Cap is 705.75. Pioneer Bankshares' value of $44.61 Mil is 93.7% below this industry median. Based on the distribution chart, Pioneer Bankshares ranks #1409 out of 1547 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pioneer Bankshares has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bankshares' Market Cap compare to HCBC and SCYT?
According to the Banks industry distribution chart, Pioneer Bankshares ranks #1409 out of 1547 companies for Market Cap. This places Pioneer Bankshares in the lower half of its industry. The industry median Market Cap is 705.75. Pioneer Bankshares' value of $44.61 Mil is 93.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 705.75, based on 1,547 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Bankshares's current Market Cap of $44.61 Mil is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Pioneer Bankshares and its competitors. For the Banks industry, the median Market Cap is 705.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bankshares's current Market Cap is $44.61 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bankshares (PNBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.42, compared to a current price of $44.50 — trading 46.3% above its estimated fair value. The current Market Cap is $44.61 Mil and 93.7% below the Banks industry median of 705.75. Pioneer Bankshares' overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Pioneer Bankshares (PNBI), the current Market Cap is $44.61 Mil as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pioneer Bankshares (PNBI) Overvalued in 2026?
Based on GuruFocus' analysis, Pioneer Bankshares stock appears to be overvalued.
The current stock price of $44.50 is trading 46.3% above its estimated GF Value™ of $30.42.
GuruFocus considers Pioneer Bankshares to be Significantly Overvalued.
Key valuation signals for PNBI:
Market Cap: $44.61 Mil
GF Value™: $30.42 vs. price of $44.50 (46.3% above fair value)
Industry Position: 93.7% below the Banks median (#1409 of 1547)
No single metric tells the full story. See the PNBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pioneer Bankshares Inc is a bank. It offers a full range of banking and related financial services focused mainly towards serving individual consumers, small to medium size commercial businesses, and the professional community. The Bank strives to serve the banking needs of its customers while developing personal, hometown relationships. Its reportable in one operating segment business of community banking. The banking products and services include the acceptance of deposits in checking, savings, time and money market accounts; the origination and servicing of personal/consumer, credit card, commercial, construction and real estate loans; and other services including safe deposit boxes and wire transfers.
54GF Score
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