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PNBI (Pioneer Bankshares) PB Ratio : 0.72 (As of Apr. 02, 2025)


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What is Pioneer Bankshares PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-02), Pioneer Bankshares's share price is $26.65. Pioneer Bankshares's Book Value per Share for the quarter that ended in Sep. 2024 was $36.92. Hence, Pioneer Bankshares's PB Ratio of today is 0.72.

The historical rank and industry rank for Pioneer Bankshares's PB Ratio or its related term are showing as below:

PNBI' s PB Ratio Range Over the Past 10 Years
Min: 0.56   Med: 0.7   Max: 0.9
Current: 0.72

During the past 13 years, Pioneer Bankshares's highest PB Ratio was 0.90. The lowest was 0.56. And the median was 0.70.

PNBI's PB Ratio is ranked better than
69.23% of 1524 companies
in the Banks industry
Industry Median: 0.92 vs PNBI: 0.72

During the past 12 months, Pioneer Bankshares's average Book Value Per Share Growth Rate was 10.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pioneer Bankshares was 17.50% per year. The lowest was 0.60% per year. And the median was 5.85% per year.

Back to Basics: PB Ratio


Pioneer Bankshares PB Ratio Historical Data

The historical data trend for Pioneer Bankshares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pioneer Bankshares PB Ratio Chart

Pioneer Bankshares Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.92 0.69 0.84 0.81

Pioneer Bankshares Quarterly Data
Jun12 Dec17 Dec18 Dec19 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.64 0.63 0.59 0.62

Competitive Comparison of Pioneer Bankshares's PB Ratio

For the Banks - Regional subindustry, Pioneer Bankshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Bankshares's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bankshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where Pioneer Bankshares's PB Ratio falls into.


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Pioneer Bankshares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Pioneer Bankshares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=26.65/36.919
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Pioneer Bankshares  (OTCPK:PNBI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Pioneer Bankshares PB Ratio Related Terms

Thank you for viewing the detailed overview of Pioneer Bankshares's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Pioneer Bankshares Business Description

Traded in Other Exchanges
N/A
Address
252 East Main Street, PO Box 10, Stanley, VA, USA, 22851
Pioneer Bankshares Inc is a bank holding company which offers a range of banking and related financial services focus on serving individual consumers, small to medium size commercial businesses, and the professional community.

Pioneer Bankshares Headlines