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Synchrony Financial (LTS:0LC3) Capital Adequacy Tier - Tier 1 Ratio % : 0.00% (As of . 20)


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What is Synchrony Financial Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

The historical rank and industry rank for Synchrony Financial's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

LTS:0LC3's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Credit Services industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

Synchrony Financial Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for Synchrony Financial's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Synchrony Financial Capital Adequacy Tier - Tier 1 Ratio % Chart


Synchrony Financial  (LTS:0LC3) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Synchrony Financial  (LTS:0LC3) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.

Synchrony Financial Capital Adequacy Tier - Tier 1 Ratio % Related Terms

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Synchrony Financial (LTS:0LC3) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Synchrony Financial (LTS:0LC3) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %
Comparable Companies
ALLY SOFI OBDC CACC FCFS OMF WU NNI DFS SLM V MA AXP PYPL BOM:500034 COF TSE:8591 XPAR:EDEN NSE:CHOLAFIN BOM:543257
Traded in Other Exchanges
SYFpA.PFD:USA SYF:USA SYF:Mexico SFE:Germany S1YF34:Brazil
Address
777 Long Ridge Road, Stamford, CT, USA, 06902
Website
https://www.synchronyfinancial.com
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).

Synchrony Financial (LTS:0LC3) Headlines

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